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External chromosome analysis 20-25 cells at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$942.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,571.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$142.92 with UPMC Work Partners vs $1,492.45 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $142.92 ↓ -85%
UPMC Health Plan Managed Medicaid $151.58 ↓ -84%
Geisinger Medicaid/CHIP $151.58 ↓ -84%
UPMC Health Plan CHIP $151.58 ↓ -84%
Three Rivers Provider Network All $152.89 ↓ -84%
Highmark Wholecare (prev Gateway) Medicaid $153.65 ↓ -84%
AmeriHealth Caritas Community HealthChoices (CHC) $155.37 ↓ -84%
AmeriHealth Caritas Medicaid $155.37 ↓ -84%
United Healthcare Community Plan for Families PA Medicaid $176.38 ↓ -81%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $234.84 ↓ -75%
UPMC Health Plan Managed Medicare $235.65 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $235.65 ↓ -75%
AmeriHealth Caritas Medicare $242.72 ↓ -74%
Cigna Medicare $247.43 ↓ -74%
United Healthcare Medicare $252.15 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $254.50 ↓ -73%
Coventry/First Health Commercial $593.84 ↓ -37%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $616.15 ↓ -35%
Aetna PEBTF Custom Network $637.04 ↓ -32%
UPMC Health Plan Commercial $684.96 ↓ -27%
Highmark BCBS of PA Managed Care - Social Mission $725.64 ↓ -23%
Aetna Commercial $749.37 ↓ -20%
Cigna Commercial $807.49 ↓ -14%
United Healthcare Commercial $871.90 ↓ -8%
Wirerope Works Commercial $873.48 ↓ -7%
Aetna First Health $1,036.86 ↑ +10%
Geisinger Commercial $1,052.57 ↑ +12%
Coventry/First Health FH-Medical Rental $1,057.28 ↑ +12%
Multiplan Auto $1,225.38 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $1,225.38 ↑ +30%
America's Choice PPO $1,256.80 ↑ +33%
InterGroup PPO $1,256.80 ↑ +33%
Multiplan Worker's Compensation $1,492.45 ↑ +58%

Visitor-reported prices

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External chromosome analysis 20-25 cells at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $869.40 $120.55 – $1,304.10
UPMC Northwest Seneca $1,124.40 $131.15 – $1,592.90
UPMC Passavant-McCandless Pittsburgh $1,226.40 $134.39 – $1,737.40
UPMC Presbyterian Pittsburgh $919.20 $137.80 – $1,302.20
UPMC Somerset Somerset $1,033.80 $142.92 – $1,292.25
UPMC St. Margaret Pittsburgh $1,082.40 $124.86 – $1,533.40
UPMC Wellsboro Wellsboro $1,140.00 $96.48 – $482.40
UPMC Williamsport Williamsport $354.60 $142.92 – $472.80

All Pennsylvania hospitals for this procedure →