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Drsg oasis ultr ster 3lyr 7x10 70sqcm -cost per sq cm at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$696.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,160.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.73 with UPMC Health Plan vs $716.30 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $2.73 ↓ -100%
Highmark Wholecare (prev Gateway) Medicare $113.10 ↓ -84%
UPMC Health Plan Managed Medicare $113.10 ↓ -84%
AmeriHealth Caritas Medicare $116.49 ↓ -83%
Cigna Medicare $118.75 ↓ -83%
United Healthcare Medicare $121.02 ↓ -83%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $122.15 ↓ -82%
Highmark Wholecare (prev Gateway) Medicaid $150.80 ↓ -78%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $248.82 ↓ -64%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $295.72 ↓ -58%
Aetna PEBTF Custom Network $305.75 ↓ -56%
UPMC Health Plan Commercial $328.74 ↓ -53%
Highmark BCBS of PA Managed Care - Social Mission $348.27 ↓ -50%
Aetna Commercial $359.66 ↓ -48%
Coventry/First Health Commercial $377.75 ↓ -46%
Wirerope Works Commercial $419.22 ↓ -40%
Aetna First Health $497.64 ↓ -29%
Geisinger Commercial $505.18 ↓ -27%
Coventry/First Health FH-Medical Rental $507.44 ↓ -27%
United Healthcare Commercial $515.74 ↓ -26%
Cigna Commercial $516.49 ↓ -26%
Multiplan Auto $588.12 ↓ -16%
Multiplan PPO (Includes PHCS as a Payer) $588.12 ↓ -16%
America's Choice PPO $603.20 ↓ -13%
InterGroup PPO $603.20 ↓ -13%
Three Rivers Provider Network All $678.60 ↓ -3%
Multiplan Worker's Compensation $716.30 ↑ +3%
UPMC Work Partners Workers Comp not published by hospital

Visitor-reported prices

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Drsg oasis ultr ster 3lyr 7x10 70sqcm -cost per sq cm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Wellsboro Wellsboro $841.60 $2.49 – $946.80
UPMC Williamsport Williamsport $696.00 $2.49 – $1,044.00

All Pennsylvania hospitals for this procedure →