healthcosts.net
Discography cerv/thor spine at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$1,987.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,313.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$46.08 with United Healthcare Community Plan for Families vs $3,147.35 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $46.08 | ↓ -98% |
| UPMC Health Plan | Managed Medicaid | $66.00 | ↓ -97% |
| Geisinger | Medicaid/CHIP | $66.00 | ↓ -97% |
| UPMC Health Plan | CHIP | $66.00 | ↓ -97% |
| Highmark Wholecare (prev Gateway) | Medicaid | $66.90 | ↓ -97% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $67.65 | ↓ -97% |
| AmeriHealth Caritas | Medicaid | $67.65 | ↓ -97% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $102.25 | ↓ -95% |
| UPMC Health Plan | Managed Medicare | $496.95 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $496.95 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $511.86 | ↓ -74% |
| Cigna | Medicare | $521.80 | ↓ -74% |
| United Healthcare | Medicare | $531.74 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $536.71 | ↓ -73% |
| UPMC Work Partners | Workers Comp | $885.06 | ↓ -55% |
| Three Rivers Provider Network | All | $946.81 | ↓ -52% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $1,299.36 | ↓ -35% |
| Aetna | PEBTF Custom Network | $1,343.42 | ↓ -32% |
| UPMC Health Plan | Commercial | $1,444.47 | ↓ -27% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,530.27 | ↓ -23% |
| Aetna | Commercial | $1,580.30 | ↓ -21% |
| Coventry/First Health | Commercial | $1,659.81 | ↓ -17% |
| Wirerope Works | Commercial | $1,842.03 | ↓ -7% |
| Aetna | First Health | $2,186.58 | ↑ +10% |
| Geisinger | Commercial | $2,219.71 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $2,229.65 | ↑ +12% |
| United Healthcare | Commercial | $2,266.09 | ↑ +14% |
| Cigna | Commercial | $2,269.41 | ↑ +14% |
| Multiplan | Auto | $2,584.14 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $2,584.14 | ↑ +30% |
| America's Choice | PPO | $2,650.40 | ↑ +33% |
| InterGroup | PPO | $2,650.40 | ↑ +33% |
| Multiplan | Worker's Compensation | $3,147.35 | ↑ +58% |
Visitor-reported prices
Comments
Discography cerv/thor spine at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Presbyterian | Pittsburgh | $10,866.00 | $43.20 – $15,393.50 |
| UPMC Somerset | Somerset | $4,030.20 | $41.40 – $5,037.75 |
| UPMC Wellsboro | Wellsboro | $2,404.00 | $46.08 – $2,704.50 |