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CT t-spine w /wo contrast at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$2,602.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,337.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$174.08 with United Healthcare Community Plan for Families vs $4,120.15 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $174.08 ↓ -93%
UPMC Health Plan Managed Medicaid $214.56 ↓ -92%
Geisinger Medicaid/CHIP $214.56 ↓ -92%
UPMC Health Plan CHIP $214.56 ↓ -92%
Highmark Wholecare (prev Gateway) Medicaid $217.48 ↓ -92%
AmeriHealth Caritas Community HealthChoices (CHC) $219.92 ↓ -92%
AmeriHealth Caritas Medicaid $219.92 ↓ -92%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $332.40 ↓ -87%
UPMC Health Plan Managed Medicare $650.55 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $650.55 ↓ -75%
AmeriHealth Caritas Medicare $670.07 ↓ -74%
Cigna Medicare $683.08 ↓ -74%
United Healthcare Medicare $696.09 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $702.59 ↓ -73%
UPMC Work Partners Workers Comp $985.16 ↓ -62%
Three Rivers Provider Network All $1,053.90 ↓ -59%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $1,700.97 ↓ -35%
Aetna PEBTF Custom Network $1,758.65 ↓ -32%
UPMC Health Plan Commercial $1,890.93 ↓ -27%
Highmark BCBS of PA Managed Care - Social Mission $2,003.26 ↓ -23%
Aetna Commercial $2,068.75 ↓ -20%
Coventry/First Health Commercial $2,172.84 ↓ -16%
Wirerope Works Commercial $2,411.37 ↓ -7%
Aetna First Health $2,862.42 ↑ +10%
Geisinger Commercial $2,905.79 ↑ +12%
Coventry/First Health FH-Medical Rental $2,918.80 ↑ +12%
United Healthcare Commercial $2,966.51 ↑ +14%
Cigna Commercial $2,970.84 ↑ +14%
Multiplan Auto $3,382.86 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $3,382.86 ↑ +30%
America's Choice PPO $3,469.60 ↑ +33%
InterGroup PPO $3,469.60 ↑ +33%
Multiplan Worker's Compensation $4,120.15 ↑ +58%

Visitor-reported prices

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CT t-spine w /wo contrast at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $2,785.80 $157.72 – $3,946.55
UPMC Mercy Pittsburgh $3,394.80 $141.48 – $5,092.20
UPMC Northwest Seneca $1,750.20 $153.92 – $2,479.45
UPMC Presbyterian Pittsburgh $5,293.80 $163.20 – $7,242.00
UPMC Somerset Somerset $1,424.40 $156.40 – $1,780.50
UPMC St. Margaret Pittsburgh $3,029.40 $146.54 – $4,291.65
UPMC Wellsboro Wellsboro $3,146.40 $174.08 – $3,539.70
UPMC Williamsport Williamsport $2,602.20 $171.38 – $3,469.60

All Pennsylvania hospitals for this procedure →