healthcosts.net

Chest X-ray at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$580.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$967.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.01 with United Healthcare Community Plan for Families vs $918.65 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $19.01 ↓ -97%
UPMC Health Plan Managed Medicaid $26.00 ↓ -96%
Geisinger Medicaid/CHIP $26.00 ↓ -96%
UPMC Health Plan CHIP $26.00 ↓ -96%
Highmark Wholecare (prev Gateway) Medicaid $26.36 ↓ -95%
AmeriHealth Caritas Community HealthChoices (CHC) $26.65 ↓ -95%
AmeriHealth Caritas Medicaid $26.65 ↓ -95%
UPMC Work Partners Workers Comp $37.75 ↓ -93%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $40.29 ↓ -93%
Three Rivers Provider Network All $40.39 ↓ -93%
UPMC Health Plan Managed Medicare $145.05 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $145.05 ↓ -75%
AmeriHealth Caritas Medicare $149.40 ↓ -74%
Cigna Medicare $152.30 ↓ -74%
United Healthcare Medicare $155.20 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $156.65 ↓ -73%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $379.26 ↓ -35%
Aetna PEBTF Custom Network $392.12 ↓ -32%
UPMC Health Plan Commercial $421.61 ↓ -27%
Highmark BCBS of PA Managed Care - Social Mission $446.66 ↓ -23%
Aetna Commercial $461.26 ↓ -20%
Coventry/First Health Commercial $484.47 ↓ -16%
Wirerope Works Commercial $537.65 ↓ -7%
Aetna First Health $638.22 ↑ +10%
Geisinger Commercial $647.89 ↑ +12%
Coventry/First Health FH-Medical Rental $650.79 ↑ +12%
United Healthcare Commercial $661.43 ↑ +14%
Cigna Commercial $662.39 ↑ +14%
Multiplan Auto $754.26 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $754.26 ↑ +30%
America's Choice PPO $773.60 ↑ +33%
InterGroup PPO $773.60 ↑ +33%
Multiplan Worker's Compensation $918.65 ↑ +58%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Chest X-ray at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $419.40 $11.90 – $594.15
UPMC Altoona Altoona $172.80 $11.78 – $230.40
UPMC Bedford Everett $115.80 $24.82 – $173.70
UPMC Cole Coudersport $150.60 $24.82 – $200.80
UPMC East Monroeville $436.20 $11.90 – $581.60
UPMC Hamot Erie $532.80 $11.78 – $621.60
UPMC Hanover Hanover $188.40 $7.41 – $134.58
UPMC Horizon-Greenville Greenville $426.00 $22.93 – $603.50

All Pennsylvania hospitals for this procedure →