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Aquatic exercise - group charge at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$93.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$155.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.06 with United Healthcare Community Plan for Families vs $106.02 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $9.06 | ↓ -90% |
| Highmark Wholecare (prev Gateway) | Medicare | $10.50 | ↓ -89% |
| UPMC Health Plan | Managed Medicare | $10.50 | ↓ -89% |
| AmeriHealth Caritas | Medicare | $10.81 | ↓ -88% |
| Cigna | Medicare | $11.03 | ↓ -88% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $11.34 | ↓ -88% |
| United Healthcare | Medicare | $24.88 | ↓ -73% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $27.45 | ↓ -70% |
| Aetna | PEBTF Custom Network | $28.39 | ↓ -69% |
| UPMC Health Plan | Commercial | $30.52 | ↓ -67% |
| Highmark BCBS of PA | Managed Care - Social Mission | $32.33 | ↓ -65% |
| Aetna | Commercial | $33.39 | ↓ -64% |
| Coventry/First Health | Commercial | $35.07 | ↓ -62% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $38.50 | ↓ -59% |
| UPMC Work Partners | Workers Comp | $38.51 | ↓ -59% |
| Wirerope Works | Commercial | $38.92 | ↓ -58% |
| Aetna | First Health | $46.20 | ↓ -50% |
| Geisinger | Commercial | $46.90 | ↓ -50% |
| Coventry/First Health | FH-Medical Rental | $47.11 | ↓ -49% |
| Three Rivers Provider Network | All | $47.23 | ↓ -49% |
| Cigna | Commercial | $47.95 | ↓ -48% |
| Multiplan | Auto | $54.60 | ↓ -41% |
| Multiplan | PPO (Includes PHCS as a Payer) | $54.60 | ↓ -41% |
| America's Choice | PPO | $56.00 | ↓ -40% |
| InterGroup | PPO | $56.00 | ↓ -40% |
| Multiplan | Worker's Compensation | $66.50 | ↓ -28% |
| United Healthcare | Commercial | $106.02 | ↑ +14% |
Visitor-reported prices
Comments
Aquatic exercise - group charge at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $96.00 | $25.48 – $144.00 |
| UPMC Northwest | Seneca | $80.40 | $33.50 – $113.90 |
| UPMC Passavant-McCandless | Pittsburgh | $95.40 | $25.73 – $124.90 |
| UPMC Presbyterian | Pittsburgh | $70.80 | $8.50 – $139.16 |
| UPMC St. Margaret | Pittsburgh | $156.60 | $25.73 – $221.85 |
| UPMC Wellsboro | Wellsboro | $112.80 | $9.06 – $57.60 |
| UPMC Williamsport | Williamsport | $93.00 | $9.06 – $124.00 |