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Adh-sendout at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$310.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$517.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.54 with UPMC Work Partners vs $491.15 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $33.54 ↓ -89%
Three Rivers Provider Network All $35.88 ↓ -88%
UPMC Health Plan Managed Medicaid $39.60 ↓ -87%
Geisinger Medicaid/CHIP $39.60 ↓ -87%
UPMC Health Plan CHIP $39.60 ↓ -87%
Highmark Wholecare (prev Gateway) Medicaid $40.14 ↓ -87%
AmeriHealth Caritas Community HealthChoices (CHC) $40.59 ↓ -87%
AmeriHealth Caritas Medicaid $40.59 ↓ -87%
United Healthcare Community Plan for Families PA Medicaid $46.08 ↓ -85%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $61.35 ↓ -80%
UPMC Health Plan Managed Medicare $77.55 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $77.55 ↓ -75%
AmeriHealth Caritas Medicare $79.88 ↓ -74%
Cigna Medicare $81.43 ↓ -74%
United Healthcare Medicare $82.98 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $83.75 ↓ -73%
Aetna PEBTF Custom Network $158.20 ↓ -49%
Aetna Commercial $186.12 ↓ -40%
Coventry/First Health Commercial $195.43 ↓ -37%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $202.77 ↓ -35%
UPMC Health Plan Commercial $225.41 ↓ -27%
Highmark BCBS of PA Managed Care - Social Mission $238.80 ↓ -23%
Cigna Commercial $265.74 ↓ -14%
United Healthcare Commercial $286.94 ↓ -7%
Wirerope Works Commercial $287.45 ↓ -7%
Aetna First Health $341.22 ↑ +10%
Geisinger Commercial $346.39 ↑ +12%
Coventry/First Health FH-Medical Rental $347.94 ↑ +12%
Multiplan Auto $403.26 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $403.26 ↑ +30%
America's Choice PPO $413.60 ↑ +33%
InterGroup PPO $413.60 ↑ +33%
Multiplan Worker's Compensation $491.15 ↑ +58%

Visitor-reported prices

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Adh-sendout at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $361.80 $31.54 – $512.55
UPMC Mercy Pittsburgh $360.00 $28.29 – $540.00
UPMC Northwest Seneca $236.40 $30.78 – $334.90
UPMC Presbyterian Pittsburgh $3,237.00 $33.54 – $4,585.75
UPMC Somerset Somerset $123.00 $33.54 – $153.75
UPMC Wellsboro Wellsboro $375.20 $33.54 – $422.10
UPMC Williamsport Williamsport $311.40 $33.54 – $415.20

All Pennsylvania hospitals for this procedure →