Trim nail(s) at UPMC McKeesport
1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353
$99.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$166.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.35 with Highmark BCBS of PA vs $141.10 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $19.35 | ↓ -81% |
| Highmark BCBS of PA | Managed Care - Social Mission | $40.49 | ↓ -59% |
| UPMC Health Plan | Managed Medicare | $52.49 | ↓ -47% |
| Highmark BCBS of PA | Managed Care | $54.23 | ↓ -46% |
| Aetna | Neighborhood Network | $57.60 | ↓ -42% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $58.09 | ↓ -42% |
| UPMC Health Plan | CHIP | $58.10 | ↓ -42% |
| Aetna of PA | Medicare | $59.46 | ↓ -40% |
| AmeriHealth Caritas | Medicare | $61.16 | ↓ -39% |
| Highmark Wholecare (prev Gateway) | Medicare | $61.16 | ↓ -39% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $61.16 | ↓ -39% |
| Aetna | Medicare | $62.29 | ↓ -37% |
| Aetna | Home Depot Employer Group | $62.58 | ↓ -37% |
| Aetna | EBR FI | $63.08 | ↓ -37% |
| Aetna | NBR ASO/FI | $63.91 | ↓ -36% |
| Cigna | New Business ASO | $63.91 | ↓ -36% |
| Aetna | EBR ASO | $66.40 | ↓ -33% |
| Cigna | Commercial | $66.40 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $72.94 | ↓ -27% |
| InterGroup | PPO | $83.00 | ↓ -17% |
| PA Health & Wellness | PA Medicaid HMO | $91.30 | ↓ -8% |
| UPMC Health Plan | Commercial | $93.28 | ↓ -6% |
| Highmark BCBS of PA | Commercial - Indemnity | $97.68 | ↓ -2% |
| Cigna Behavioral Health | Commercial | $99.60 | ↑ +0% |
| Coventry/First Health | Commercial | $116.20 | ↑ +17% |
| SelectCare | Commercial | $132.80 | ↑ +33% |
| Private Health Care Systems | PPO | $132.80 | ↑ +33% |
| Humana | Commercial | $141.10 | ↑ +42% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Trim nail(s) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $117.60 | $19.16 – $156.80 |
| UPMC Carlisle | Carlisle | $125.40 | $28.63 – $177.65 |
| UPMC Hamot | Erie | $106.20 | $19.16 – $82.37 |
| UPMC Northwest | Seneca | $112.80 | $49.74 – $49.74 |
| UPMC Hanover | Hanover | $125.40 | $45.93 – $90.78 |
| UPMC Horizon-Greenville | Greenville | $109.20 | $37.28 – $61.16 |
| UPMC Jameson | New Castle | $84.60 | $19.50 – $70.79 |
| UPMC Lititz | Lititz | $125.40 | $45.93 – $91.28 |