Observation per hour at UPMC McKeesport
1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353
$652.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,088.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.88 with UPMC Health Plan vs $4,712.18 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | CHIP | $31.88 | ↓ -95% |
| Aetna | Medicare | $37.25 | ↓ -94% |
| Aetna | Neighborhood Network | $51.70 | ↓ -92% |
| Aetna | Home Depot Employer Group | $56.17 | ↓ -91% |
| Aetna | EBR FI | $56.62 | ↓ -91% |
| Aetna | NBR ASO/FI | $57.37 | ↓ -91% |
| Cigna | New Business ASO | $57.37 | ↓ -91% |
| Aetna | EBR ASO | $59.60 | ↓ -91% |
| Cigna | Commercial | $59.60 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicare | $74.50 | ↓ -89% |
| InterGroup | PPO | $74.50 | ↓ -89% |
| Cigna Behavioral Health | Commercial | $89.40 | ↓ -86% |
| Highmark BCBS of PA | Managed Care - Social Mission | $104.15 | ↓ -84% |
| Coventry/First Health | Commercial | $104.30 | ↓ -84% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $104.99 | ↓ -84% |
| Private Health Care Systems | PPO | $119.20 | ↓ -82% |
| SelectCare | Commercial | $119.20 | ↓ -82% |
| Humana | Commercial | $126.65 | ↓ -81% |
| Highmark BCBS of PA | Managed Care | $139.49 | ↓ -79% |
| Highmark BCBS of PA | Commercial - Indemnity | $140.60 | ↓ -78% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $318.00 | ↓ -51% |
| UPMC Health Plan | Managed Medicaid | $1,074.19 | ↑ +65% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $1,074.19 | ↑ +65% |
| PA Health & Wellness | PA Medicaid HMO | $2,137.42 | ↑ +227% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $2,137.43 | ↑ +227% |
| Highmark Wholecare (prev Gateway) | Medicaid | $2,569.10 | ↑ +294% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $2,965.76 | ↑ +354% |
| UPMC Health Plan | Commercial | $4,712.18 | ↑ +622% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Observation per hour at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $86.40 | $27.00 – $2,137.43 |
| UPMC Bedford | Everett | $580.20 | $24.50 – $2,207.16 |
| UPMC Carlisle | Carlisle | $111.60 | $25.48 – $2,137.42 |
| UPMC Cole | Coudersport | $370.80 | $25.50 – $2,015.60 |
| UPMC Community Osteopathic | Harrisburg | $111.60 | $45.01 – $3,000.00 |
| UPMC East | Monroeville | $516.00 | $27.85 – $2,207.16 |
| UPMC Northwest | Seneca | $443.40 | $1,074.19 – $1,171.85 |
| UPMC Horizon-Greenville | Greenville | $355.80 | $31.88 – $1,074.19 |