healthcosts.net
Neck (Cervical Spine) CT scan (without contrast) at UPMC McKeesport
1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353
$1,810.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,017.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$93.97 with UPMC Health Plan vs $2,564.45 with Humana — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $93.97 | ↓ -95% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $104.00 | ↓ -94% |
| Aetna of PA | Medicare | $106.45 | ↓ -94% |
| AmeriHealth Caritas | Medicare | $109.49 | ↓ -94% |
| Highmark Wholecare (prev Gateway) | Medicare | $109.49 | ↓ -94% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $109.49 | ↓ -94% |
| Aetna | Medicare | $111.52 | ↓ -94% |
| UPMC Health Plan | Managed Medicaid | $146.95 | ↓ -92% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $146.95 | ↓ -92% |
| Highmark Wholecare (prev Gateway) | Medicaid | $198.11 | ↓ -89% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $208.55 | ↓ -88% |
| PA Health & Wellness | PA Medicaid HMO | $227.66 | ↓ -87% |
| UPMC Health Plan | Commercial | $290.50 | ↓ -84% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $326.08 | ↓ -82% |
| Highmark BCBS of PA | Managed Care - Social Mission | $682.48 | ↓ -62% |
| UPMC Work Partners | Workers Comp | $701.10 | ↓ -61% |
| Highmark BCBS of PA | Managed Care | $914.01 | ↓ -50% |
| UPMC Health Plan | CHIP | $1,028.78 | ↓ -43% |
| Aetna | Neighborhood Network | $1,046.90 | ↓ -42% |
| Aetna | Home Depot Employer Group | $1,137.41 | ↓ -37% |
| Aetna | EBR FI | $1,146.46 | ↓ -37% |
| Aetna | NBR ASO/FI | $1,161.55 | ↓ -36% |
| Cigna | New Business ASO | $1,161.55 | ↓ -36% |
| Cigna | Commercial | $1,206.80 | ↓ -33% |
| Aetna | EBR ASO | $1,206.80 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,229.34 | ↓ -32% |
| InterGroup | PPO | $1,508.50 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,646.42 | ↓ -9% |
| Cigna Behavioral Health | Commercial | $1,810.20 | ↑ +0% |
| Coventry/First Health | Commercial | $2,111.90 | ↑ +17% |
| Private Health Care Systems | PPO | $2,413.60 | ↑ +33% |
| SelectCare | Commercial | $2,413.60 | ↑ +33% |
| Humana | Commercial | $2,564.45 | ↑ +42% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Neck (Cervical Spine) CT scan (without contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $1,863.00 | $101.65 – $2,484.00 |
| UPMC Passavant-McCandless | Pittsburgh | $1,795.80 | $94.21 – $2,544.05 |
| UPMC Hamot | Erie | $4,104.00 | $115.81 – $4,788.00 |
| UPMC Carlisle | Carlisle | $796.80 | $100.71 – $1,128.80 |
| UPMC Altoona | Altoona | $1,209.00 | $83.10 – $1,612.00 |
| UPMC Bedford | Everett | $847.80 | $36.58 – $1,271.70 |
| UPMC Cole | Coudersport | $751.80 | $140.27 – $1,002.40 |
| UPMC Community Osteopathic | Harrisburg | $796.80 | $103.55 – $1,128.80 |