Mayo factor ii at UPMC McKeesport

1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$433.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$723.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.40 with United Healthcare Community Plan for Families vs $614.55 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $4.40 ↓ -99%
UPMC Health Plan Managed Medicaid $4.40 ↓ -99%
Highmark Wholecare (prev Gateway) Medicaid $5.93 ↓ -99%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $6.24 ↓ -99%
PA Health & Wellness PA Medicaid HMO $6.82 ↓ -98%
UPMC Health Plan Commercial $8.90 ↓ -98%
UPMC Health Plan Managed Medicare $12.03 ↓ -97%
UPMC Work Partners Workers Comp $12.83 ↓ -97%
Geisinger Medicaid/CHIP $12.98 ↓ -97%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $13.31 ↓ -97%
Aetna of PA Medicare $13.63 ↓ -97%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $14.02 ↓ -97%
Highmark Wholecare (prev Gateway) Medicare $14.02 ↓ -97%
AmeriHealth Caritas Medicare $14.02 ↓ -97%
Aetna Medicare $14.28 ↓ -97%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $14.64 ↓ -97%
Highmark BCBS of PA Managed Care - Social Mission $25.42 ↓ -94%
UPMC Health Plan CHIP $31.53 ↓ -93%
Highmark BCBS of PA Managed Care $34.04 ↓ -92%
Highmark BCBS of PA Commercial - Social Mission Indemnity $55.18 ↓ -87%
Highmark BCBS of PA Commercial - Indemnity $73.90 ↓ -83%
Aetna Neighborhood Network $250.88 ↓ -42%
Aetna Home Depot Employer Group $272.57 ↓ -37%
Aetna EBR FI $274.74 ↓ -37%
Cigna New Business ASO $278.36 ↓ -36%
Aetna NBR ASO/FI $278.36 ↓ -36%
Aetna EBR ASO $289.20 ↓ -33%
Cigna Commercial $289.20 ↓ -33%
InterGroup PPO $361.50 ↓ -17%
Cigna Behavioral Health Commercial $433.80 ↑ +0%
Coventry/First Health Commercial $506.10 ↑ +17%
SelectCare Commercial $578.40 ↑ +33%
Private Health Care Systems PPO $578.40 ↑ +33%
Humana Commercial $614.55 ↑ +42%

Visitor-reported prices

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Mayo factor ii at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $54.00 $4.00 – $72.00
UPMC Bedford Everett $85.20 $4.00 – $127.80
UPMC Carlisle Carlisle $66.00 $4.00 – $93.50
UPMC Community Osteopathic Harrisburg $66.00 $4.00 – $93.50
UPMC East Monroeville $111.60 $4.00 – $148.80
UPMC Hamot Erie $321.60 $4.00 – $14.50
UPMC Northwest Seneca $49.80 $4.40 – $13.63
UPMC Hanover Hanover $66.00 $4.00 – $20.77

All Pennsylvania hospitals for this procedure →