IV Fluids (first hour) at UPMC McKeesport

1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$316.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$527.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.79 with UPMC Health Plan vs $544.42 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $34.79 ↓ -89%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $34.79 ↓ -89%
Aetna Medicare $35.37 ↓ -89%
Highmark Wholecare (prev Gateway) Medicaid $46.91 ↓ -85%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $49.38 ↓ -84%
PA Health & Wellness PA Medicaid HMO $53.90 ↓ -83%
UPMC Work Partners Workers Comp $83.37 ↓ -74%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $107.82 ↓ -66%
Aetna Neighborhood Network $182.87 ↓ -42%
UPMC Health Plan Managed Medicare $186.19 ↓ -41%
UPMC Health Plan CHIP $190.40 ↓ -40%
Aetna Home Depot Employer Group $198.68 ↓ -37%
Aetna EBR FI $200.26 ↓ -37%
Aetna NBR ASO/FI $202.90 ↓ -36%
Cigna New Business ASO $202.90 ↓ -36%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $206.05 ↓ -35%
Aetna EBR ASO $210.80 ↓ -33%
Cigna Commercial $210.80 ↓ -33%
Aetna of PA Medicare $210.91 ↓ -33%
AmeriHealth Caritas Medicare $216.94 ↓ -31%
Highmark Wholecare (prev Gateway) Medicare $216.94 ↓ -31%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $216.94 ↓ -31%
InterGroup PPO $263.50 ↓ -17%
Cigna Behavioral Health Commercial $316.20 ↑ +0%
Coventry/First Health Commercial $368.90 ↑ +17%
UPMC Health Plan Commercial $392.15 ↑ +24%
Highmark BCBS of PA Managed Care - Social Mission $403.27 ↑ +28%
Highmark BCBS of PA Commercial - Social Mission Indemnity $406.50 ↑ +29%
SelectCare Commercial $421.60 ↑ +33%
Private Health Care Systems PPO $421.60 ↑ +33%
Humana Commercial $447.95 ↑ +42%
Highmark BCBS of PA Managed Care $540.10 ↑ +71%
Highmark BCBS of PA Commercial - Indemnity $544.42 ↑ +72%
US Family Health Plan Tricare Prime not published by hospital —
Tricare East Region not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

IV Fluids (first hour) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $369.60 $31.63 – $492.80
UPMC Bedford Everett $243.00 $33.21 – $364.50
UPMC Carlisle Carlisle $522.00 $40.17 – $739.50
UPMC Cole Coudersport $264.60 $33.21 – $171.20
UPMC Community Osteopathic Harrisburg $522.00 $40.17 – $659.60
UPMC East Monroeville $609.00 $34.79 – $812.00
UPMC Hamot Erie $607.20 $34.79 – $250.38
UPMC Northwest Seneca $388.20 $34.79 – $210.91

All Pennsylvania hospitals for this procedure →