IV Fluids (each additional hour) at UPMC McKeesport

1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$266.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$444.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.90 with UPMC Health Plan vs $377.40 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $9.90 ↓ -96%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $9.90 ↓ -96%
Highmark Wholecare (prev Gateway) Medicaid $13.35 ↓ -95%
Aetna Medicare $13.35 ↓ -95%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $14.05 ↓ -95%
PA Health & Wellness PA Medicaid HMO $15.34 ↓ -94%
UPMC Work Partners Workers Comp $24.76 ↓ -91%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $34.36 ↓ -87%
UPMC Health Plan Managed Medicare $40.77 ↓ -85%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $45.12 ↓ -83%
Aetna of PA Medicare $46.19 ↓ -83%
Highmark Wholecare (prev Gateway) Medicare $47.51 ↓ -82%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $47.51 ↓ -82%
AmeriHealth Caritas Medicare $47.51 ↓ -82%
UPMC Health Plan CHIP $75.10 ↓ -72%
Highmark BCBS of PA Managed Care - Social Mission $128.51 ↓ -52%
Highmark BCBS of PA Commercial - Social Mission Indemnity $129.53 ↓ -51%
Aetna Neighborhood Network $154.07 ↓ -42%
UPMC Health Plan Commercial $154.67 ↓ -42%
Aetna Home Depot Employer Group $167.39 ↓ -37%
Aetna EBR FI $168.72 ↓ -37%
Cigna New Business ASO $170.94 ↓ -36%
Aetna NBR ASO/FI $170.94 ↓ -36%
Highmark BCBS of PA Managed Care $172.11 ↓ -35%
Highmark BCBS of PA Commercial - Indemnity $173.48 ↓ -35%
Aetna EBR ASO $177.60 ↓ -33%
Cigna Commercial $177.60 ↓ -33%
InterGroup PPO $222.00 ↓ -17%
Cigna Behavioral Health Commercial $266.40 ↑ +0%
Coventry/First Health Commercial $310.80 ↑ +17%
SelectCare Commercial $355.20 ↑ +33%
Private Health Care Systems PPO $355.20 ↑ +33%
Humana Commercial $377.40 ↑ +42%
US Family Health Plan Tricare Prime not published by hospital —
Tricare East Region not published by hospital —

Visitor-reported prices

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IV Fluids (each additional hour) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $220.80 $9.00 – $294.40
UPMC Bedford Everett $84.60 $9.45 – $126.90
UPMC Carlisle Carlisle $108.00 $11.43 – $153.00
UPMC Cole Coudersport $87.60 $9.45 – $56.00
UPMC Community Osteopathic Harrisburg $108.00 $11.43 – $153.00
UPMC East Monroeville $194.40 $9.90 – $259.20
UPMC Hamot Erie $147.60 $9.90 – $54.83
UPMC Northwest Seneca $105.00 $9.90 – $46.19

All Pennsylvania hospitals for this procedure →