#flow interp 9 - 15 markers at UPMC McKeesport
1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353
$551.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$919.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$47.08 with UPMC Health Plan vs $797.20 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Commercial | $47.08 | ↓ -91% |
| Aetna | Medicare | $54.82 | ↓ -90% |
| UPMC Health Plan | Managed Medicaid | $74.04 | ↓ -87% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $74.04 | ↓ -87% |
| Highmark Wholecare (prev Gateway) | Medicaid | $99.82 | ↓ -82% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $105.08 | ↓ -81% |
| PA Health & Wellness | PA Medicaid HMO | $114.71 | ↓ -79% |
| UPMC Work Partners | Workers Comp | $153.90 | ↓ -72% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $157.89 | ↓ -71% |
| UPMC Health Plan | CHIP | $166.71 | ↓ -70% |
| Highmark BCBS of PA | Managed Care - Social Mission | $274.18 | ↓ -50% |
| Aetna | Neighborhood Network | $318.89 | ↓ -42% |
| Aetna | Home Depot Employer Group | $346.46 | ↓ -37% |
| Aetna | EBR FI | $349.22 | ↓ -37% |
| Cigna | New Business ASO | $353.81 | ↓ -36% |
| Aetna | NBR ASO/FI | $353.81 | ↓ -36% |
| Highmark BCBS of PA | Managed Care | $367.20 | ↓ -33% |
| Cigna | Commercial | $367.60 | ↓ -33% |
| Aetna | EBR ASO | $367.60 | ↓ -33% |
| Highmark Wholecare (prev Gateway) | Medicare | $459.50 | ↓ -17% |
| InterGroup | PPO | $459.50 | ↓ -17% |
| Cigna Behavioral Health | Commercial | $551.40 | ↑ +0% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $595.25 | ↑ +8% |
| Coventry/First Health | Commercial | $643.30 | ↑ +17% |
| SelectCare | Commercial | $735.20 | ↑ +33% |
| Private Health Care Systems | PPO | $735.20 | ↑ +33% |
| Humana | Commercial | $781.15 | ↑ +42% |
| Highmark BCBS of PA | Commercial - Indemnity | $797.20 | ↑ +45% |
Visitor-reported prices
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#flow interp 9 - 15 markers at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $288.00 | $67.31 – $384.00 |
| UPMC Bedford | Everett | $945.00 | $46.49 – $1,417.50 |
| UPMC Carlisle | Carlisle | $55.20 | $12.60 – $171.72 |
| UPMC Community Osteopathic | Harrisburg | $55.20 | $18.40 – $625.24 |
| UPMC East | Monroeville | $1,141.20 | $45.86 – $1,521.60 |
| UPMC Hamot | Erie | $989.40 | $23.43 – $156.40 |
| UPMC Northwest | Seneca | $303.00 | $46.29 – $405.92 |
| UPMC Hanover | Hanover | $55.20 | $67.31 – $171.72 |