External chromosome analysis 20-25 cells at UPMC McKeesport
1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353
$1,295.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,159.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$134.04 with UPMC Health Plan vs $1,835.15 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $134.04 | ↓ -90% |
| UPMC Work Partners | Workers Comp | $142.92 | ↓ -89% |
| Geisinger | Medicaid/CHIP | $144.61 | ↓ -89% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $148.34 | ↓ -89% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $151.58 | ↓ -88% |
| UPMC Health Plan | Managed Medicaid | $151.58 | ↓ -88% |
| Aetna of PA | Medicare | $151.84 | ↓ -88% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $156.18 | ↓ -88% |
| AmeriHealth Caritas | Medicare | $156.18 | ↓ -88% |
| Highmark Wholecare (prev Gateway) | Medicare | $156.18 | ↓ -88% |
| Aetna | Medicare | $159.07 | ↓ -88% |
| Highmark Wholecare (prev Gateway) | Medicaid | $204.36 | ↓ -84% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $215.12 | ↓ -83% |
| PA Health & Wellness | PA Medicaid HMO | $234.84 | ↓ -82% |
| UPMC Health Plan | Commercial | $264.92 | ↓ -80% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $334.00 | ↓ -74% |
| Highmark BCBS of PA | Managed Care - Social Mission | $580.00 | ↓ -55% |
| Aetna | Neighborhood Network | $749.17 | ↓ -42% |
| Highmark BCBS of PA | Managed Care | $776.78 | ↓ -40% |
| Aetna | Home Depot Employer Group | $813.94 | ↓ -37% |
| Aetna | EBR FI | $820.42 | ↓ -37% |
| Cigna | New Business ASO | $831.22 | ↓ -36% |
| Aetna | NBR ASO/FI | $831.22 | ↓ -36% |
| Aetna | EBR ASO | $863.60 | ↓ -33% |
| Cigna | Commercial | $863.60 | ↓ -33% |
| UPMC Health Plan | CHIP | $938.17 | ↓ -28% |
| InterGroup | PPO | $1,079.50 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,259.19 | ↓ -3% |
| Cigna Behavioral Health | Commercial | $1,295.40 | ↑ +0% |
| Coventry/First Health | Commercial | $1,511.30 | ↑ +17% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,686.40 | ↑ +30% |
| Private Health Care Systems | PPO | $1,727.20 | ↑ +33% |
| SelectCare | Commercial | $1,727.20 | ↑ +33% |
| Humana | Commercial | $1,835.15 | ↑ +42% |
Visitor-reported prices
Comments
External chromosome analysis 20-25 cells at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $942.60 | $137.80 – $1,256.80 |
| UPMC Bedford | Everett | $1,948.20 | $52.18 – $2,922.30 |
| UPMC Carlisle | Carlisle | $1,033.80 | $137.80 – $1,464.55 |
| UPMC Cole | Coudersport | $622.20 | $53.00 – $829.60 |
| UPMC Community Osteopathic | Harrisburg | $1,033.80 | $137.80 – $1,464.55 |
| UPMC East | Monroeville | $2,557.20 | $137.80 – $3,409.60 |
| UPMC Hamot | Erie | $1,789.80 | $137.80 – $330.85 |
| UPMC Northwest | Seneca | $1,124.40 | $131.15 – $158.47 |