Analysis gene f2 20210g>a variant at UPMC McKeesport
1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353
$2,503.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,172.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.59 with UPMC Health Plan vs $396.95 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Commercial | $29.59 | ↓ -99% |
| UPMC Health Plan | Managed Medicaid | $59.07 | ↓ -98% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $59.07 | ↓ -98% |
| UPMC Health Plan | Managed Medicare | $60.89 | ↓ -98% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $64.04 | ↓ -97% |
| UPMC Work Partners | Workers Comp | $64.92 | ↓ -97% |
| Geisinger | Medicaid/CHIP | $65.69 | ↓ -97% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $67.38 | ↓ -97% |
| Aetna of PA | Medicare | $68.97 | ↓ -97% |
| AmeriHealth Caritas | Medicare | $70.95 | ↓ -97% |
| Highmark Wholecare (prev Gateway) | Medicare | $70.95 | ↓ -97% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $70.95 | ↓ -97% |
| Aetna | Medicare | $72.26 | ↓ -97% |
| Highmark Wholecare (prev Gateway) | Medicaid | $79.64 | ↓ -97% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $83.83 | ↓ -97% |
| PA Health & Wellness | PA Medicaid HMO | $91.52 | ↓ -96% |
| UPMC Health Plan | CHIP | $104.78 | ↓ -96% |
| Highmark BCBS of PA | Managed Care - Social Mission | $111.22 | ↓ -96% |
| Highmark BCBS of PA | Managed Care | $148.95 | ↓ -94% |
| Aetna | Neighborhood Network | $162.05 | ↓ -94% |
| Aetna | Home Depot Employer Group | $176.06 | ↓ -93% |
| Aetna | EBR FI | $177.46 | ↓ -93% |
| Cigna | New Business ASO | $179.79 | ↓ -93% |
| Aetna | NBR ASO/FI | $179.79 | ↓ -93% |
| Aetna | EBR ASO | $186.80 | ↓ -93% |
| Cigna | Commercial | $186.80 | ↓ -93% |
| InterGroup | PPO | $233.50 | ↓ -91% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $241.45 | ↓ -90% |
| Cigna Behavioral Health | Commercial | $280.20 | ↓ -89% |
| Highmark BCBS of PA | Commercial - Indemnity | $323.37 | ↓ -87% |
| Coventry/First Health | Commercial | $326.90 | ↓ -87% |
| Private Health Care Systems | PPO | $373.60 | ↓ -85% |
| SelectCare | Commercial | $373.60 | ↓ -85% |
| Humana | Commercial | $396.95 | ↓ -84% |
Visitor-reported prices
Comments
Analysis gene f2 20210g>a variant at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Bedford | Everett | $1,601.40 | $23.70 – $420.30 |
| UPMC Carlisle | Carlisle | $380.40 | $53.70 – $538.90 |
| UPMC Cole | Coudersport | $223.20 | $53.00 – $297.60 |
| UPMC Community Osteopathic | Harrisburg | $380.40 | $53.70 – $538.90 |
| UPMC Hanover | Hanover | $380.40 | $53.70 – $105.10 |
| UPMC Kane | Kane | $100.80 | $59.07 – $283.52 |
| UPMC Lititz | Lititz | $380.40 | $53.70 – $105.10 |
| UPMC Magee | Pittsburgh | $1,601.40 | $30.50 – $91.52 |