Splt agrft f/s/n/h/f/g/m ea at UPMC Lititz

1500 Highlands Drive, Lititz, PA · UPMC · · NPI 1285167916

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$2,538.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,230.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.19 with Aetna vs $3,595.50 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $117.19 ↓ -95%
United Healthcare Community Plan for Families PA Medicaid $205.70 ↓ -92%
Prime Net Managed Medicare $566.82 ↓ -78%
Keystone Health Plan Medicare Advantage $846.00 ↓ -67%
Capital Blue Cross Medicare Advantage $846.00 ↓ -67%
Prime Net Legacy Commercial $1,569.33 ↓ -38%
Aetna ACO $1,582.02 ↓ -38%
Prime Net ACO $1,582.02 ↓ -38%
Prime Net NonGateKeeper $1,869.66 ↓ -26%
Prime Net GateKeeper $1,882.35 ↓ -26%
Aetna Commercial $1,882.35 ↓ -26%
UPMC Work Partners Workers Comp $1,957.92 ↓ -23%
Capital Blue Cross CHIP $1,984.29 ↓ -22%
Capital Blue Cross Commercial $1,984.29 ↓ -22%
Keystone Health Plan Commercial $1,984.29 ↓ -22%
Preferred Healthcare System Inter County Health Plan/Lancaster General Health/Musselman Lumber/Vallorbs Jewelry $2,326.50 ↓ -8%
Geisinger Medicaid/CHIP $2,326.50 ↓ -8%
UPMC Health Plan CHIP $2,653.62 ↑ +5%
Geisinger Commercial $2,769.80 ↑ +9%
UPMC Health Plan Commercial $2,961.00 ↑ +17%
Prime Net FH-Medical Rental $3,062.52 ↑ +21%
Preferred Healthcare System PPO $3,172.50 ↑ +25%
Multiplan PPO (Includes PHCS and Humana as Payers) $3,595.50 ↑ +42%

Visitor-reported prices

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Splt agrft f/s/n/h/f/g/m ea at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $2,538.00 $205.70 – $3,595.50
UPMC Hanover Hanover $2,538.00 $205.70 – $2,653.62

All Pennsylvania hospitals for this procedure →