Macroscopic exam arthropod at UPMC Lititz

1500 Highlands Drive, Lititz, PA · UPMC · · NPI 1285167916

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$24.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$40.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.41 with United Healthcare Community Plan for Families vs $34.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $3.41 ↓ -86%
Highmark BCBS of PA Medicare $4.23 ↓ -82%
UPMC Work Partners Workers Comp $4.42 ↓ -82%
Aetna Medicare $4.45 ↓ -81%
Geisinger Medicare $4.48 ↓ -81%
Cigna Medicare $4.48 ↓ -81%
United Healthcare Medicare $4.57 ↓ -81%
Prime Net Managed Medicare $5.36 ↓ -78%
Keystone Autism Services ACAP $6.83 ↓ -72%
Capital Blue Cross Medicare Advantage $8.00 ↓ -67%
Keystone Health Plan Medicare Advantage $8.00 ↓ -67%
Cigna Commercial $11.12 ↓ -54%
Highmark BCBS of PA Commercial - Children's Health Insurance $12.62 ↓ -47%
Highmark BCBS of PA Medicaid $13.14 ↓ -45%
Highmark BCBS of PA Commercial $13.43 ↓ -44%
Prime Net Legacy Commercial $14.84 ↓ -38%
Aetna ACO $14.96 ↓ -38%
Prime Net ACO $14.96 ↓ -38%
United Healthcare Commercial $16.74 ↓ -30%
Prime Net NonGateKeeper $17.68 ↓ -26%
Prime Net GateKeeper $17.80 ↓ -26%
Aetna Commercial $17.80 ↓ -26%
Capital Blue Cross CHIP $18.76 ↓ -22%
Keystone Health Plan Commercial $18.76 ↓ -22%
Capital Blue Cross Commercial $18.76 ↓ -22%
Geisinger Medicaid/CHIP $22.00 ↓ -8%
Preferred Healthcare System Inter County Health Plan/Lancaster General Health/Musselman Lumber/Vallorbs Jewelry $22.00 ↓ -8%
Geisinger Commercial $26.19 ↑ +9%
UPMC Health Plan Commercial $28.00 ↑ +17%
UPMC Health Plan CHIP $28.84 ↑ +20%
Prime Net FH-Medical Rental $28.96 ↑ +21%
Preferred Healthcare System PPO $30.00 ↑ +25%
Multiplan PPO (Includes PHCS and Humana as Payers) $34.00 ↑ +42%

Visitor-reported prices

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Macroscopic exam arthropod at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $124.80 $4.22 – $166.40
UPMC Carlisle Carlisle $24.00 $2.35 – $34.00
UPMC Cole Coudersport $43.20 $2.78 – $57.60
UPMC Community Osteopathic Harrisburg $24.00 $3.41 – $34.00
UPMC Northwest Seneca $54.00 $3.87 – $4.61
UPMC Hanover Hanover $24.00 $3.41 – $28.84
UPMC Horizon-Greenville Greenville $45.00 $3.82 – $8.01
UPMC Jameson New Castle $36.60 $2.99 – $11.54

All Pennsylvania hospitals for this procedure →