Test stress cardiovascular tracing only at UPMC Kane
4372 Route 6, Kane, PA · UPMC · · NPI 146763537
$747.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,245.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$51.15 with UPMC Health Plan vs $11,976.38 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $51.15 | ↓ -93% |
| Aetna | CHIP/Medicaid | $51.15 | ↓ -93% |
| United Healthcare Community Plan for Families | Unison Kids | $53.48 | ↓ -93% |
| Geisinger | Medicaid/CHIP | $64.63 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicaid | $68.96 | ↓ -91% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $72.59 | ↓ -90% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $79.25 | ↓ -89% |
| UPMC Health Plan | Commercial | $116.95 | ↓ -84% |
| UPMC Work Partners | Workers Comp | $141.67 | ↓ -81% |
| Highmark BCBS of PA | Managed Care - Social Mission | $145.92 | ↓ -80% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $145.92 | ↓ -80% |
| Focus Healthcare | Workers Compensation | $156.49 | ↓ -79% |
| Highmark BCBS of PA | Commercial - Indemnity | $178.74 | ↓ -76% |
| Highmark BCBS of PA | Managed Care | $178.74 | ↓ -76% |
| UPMC Health Plan | CHIP | $186.20 | ↓ -75% |
| Highmark BCBS of PA | Together Blue Medicare Advantage | $196.84 | ↓ -74% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage | $196.84 | ↓ -74% |
| Highmark BCBS of PA | Freedom Blue Medicare Advantage | $196.84 | ↓ -74% |
| Highmark BCBS of PA | Security Blue Medicare Advantage | $196.84 | ↓ -74% |
| UPMC Health Plan | Managed Medicare | $196.84 | ↓ -74% |
| Highmark Wholecare (prev Gateway) | Medicare | $202.43 | ↓ -73% |
| Aetna of PA | Medicare | $204.71 | ↓ -73% |
| United Healthcare | Unison Advantage Non Special Needs | $206.68 | ↓ -72% |
| AmeriHealth Caritas | Medicare | $212.59 | ↓ -72% |
| United Healthcare | Unison Advantage Special Needs | $216.52 | ↓ -71% |
| UPMC Health Plan | Partners/Select | $232.27 | ↓ -69% |
| United Healthcare | Commercial | $260.63 | ↓ -65% |
| Horizon Health Plan | Commercial | $372.40 | ↓ -50% |
| Cigna | Commercial | $372.40 | ↓ -50% |
| Multiplan | Auto/PPO/Worker's Compensation | $399.00 | ↓ -47% |
| InterGroup | Commercial | $425.60 | ↓ -43% |
| Health Coalition Partners | PPO | $425.60 | ↓ -43% |
| Focus Healthcare | Disability/PPO/Auto | $505.40 | ↓ -32% |
| Cigna | Medicare | $11,976.38 | ↑ +1503% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $759.00 | $46.50 – $1,012.00 |
| UPMC Bedford | Everett | $390.00 | $48.83 – $585.00 |
| UPMC Carlisle | Carlisle | $953.40 | $59.05 – $1,350.65 |
| UPMC Cole | Coudersport | $609.00 | $39.80 – $812.00 |
| UPMC Community Osteopathic | Harrisburg | $953.40 | $59.05 – $470.05 |
| UPMC East | Monroeville | $253.20 | $49.35 – $337.60 |
| UPMC Hamot | Erie | $1,861.80 | $48.89 – $375.76 |
| UPMC Northwest | Seneca | $665.40 | $51.15 – $311.72 |