Semen analysis at UPMC Kane
4372 Route 6, Kane, PA · UPMC · · NPI 146763537
$108.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$180.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.94 with United Healthcare vs $4,052.16 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Commercial | $8.94 | ↓ -92% |
| Highmark BCBS of PA | Managed Care - Social Mission | $28.05 | ↓ -74% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $28.05 | ↓ -74% |
| Highmark BCBS of PA | Commercial - Indemnity | $34.36 | ↓ -68% |
| Highmark BCBS of PA | Managed Care | $34.36 | ↓ -68% |
| UPMC Health Plan | CHIP | $63.00 | ↓ -42% |
| Highmark BCBS of PA | Freedom Blue Medicare Advantage | $66.60 | ↓ -38% |
| UPMC Health Plan | Managed Medicare | $66.60 | ↓ -38% |
| Highmark BCBS of PA | Together Blue Medicare Advantage | $66.60 | ↓ -38% |
| Highmark BCBS of PA | Security Blue Medicare Advantage | $66.60 | ↓ -38% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage | $66.60 | ↓ -38% |
| Aetna of PA | Medicare | $69.26 | ↓ -36% |
| United Healthcare | Unison Advantage Non Special Needs | $69.93 | ↓ -35% |
| AmeriHealth Caritas | Medicare | $71.93 | ↓ -33% |
| Highmark Wholecare (prev Gateway) | Medicare | $71.93 | ↓ -33% |
| United Healthcare | Unison Advantage Special Needs | $73.26 | ↓ -32% |
| UPMC Health Plan | Partners/Select | $78.59 | ↓ -27% |
| UPMC Health Plan | Commercial | $99.00 | ↓ -8% |
| Geisinger | Medicaid/CHIP | $99.00 | ↓ -8% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $99.00 | ↓ -8% |
| Horizon Health Plan | Commercial | $126.00 | ↑ +17% |
| Cigna | Commercial | $126.00 | ↑ +17% |
| Multiplan | Auto/PPO/Worker's Compensation | $135.00 | ↑ +25% |
| Health Coalition Partners | PPO | $144.00 | ↑ +33% |
| InterGroup | Commercial | $144.00 | ↑ +33% |
| Focus Healthcare | Disability/PPO/Auto | $171.00 | ↑ +58% |
| Cigna | Medicare | $4,052.16 | ↑ +3652% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |