healthcosts.net
Knee MRI (with contrast) at UPMC Kane
4372 Route 6, Kane, PA · UPMC · · NPI 146763537
$5,051.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,419.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$102.55 with UPMC Health Plan vs $6,596.02 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | CHIP | $102.55 | ↓ -98% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage | $108.41 | ↓ -98% |
| Highmark BCBS of PA | Freedom Blue Medicare Advantage | $108.41 | ↓ -98% |
| Highmark BCBS of PA | Security Blue Medicare Advantage | $108.41 | ↓ -98% |
| Highmark BCBS of PA | Together Blue Medicare Advantage | $108.41 | ↓ -98% |
| UPMC Health Plan | Managed Medicare | $108.41 | ↓ -98% |
| Highmark Wholecare (prev Gateway) | Medicare | $111.49 | ↓ -98% |
| Aetna of PA | Medicare | $112.75 | ↓ -98% |
| United Healthcare | Unison Advantage Non Special Needs | $113.83 | ↓ -98% |
| AmeriHealth Caritas | Medicare | $117.08 | ↓ -98% |
| United Healthcare | Unison Advantage Special Needs | $119.25 | ↓ -98% |
| UPMC Health Plan | Partners/Select | $127.92 | ↓ -97% |
| Geisinger | Medicaid/CHIP | $161.15 | ↓ -97% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $161.15 | ↓ -97% |
| Cigna | Commercial | $205.10 | ↓ -96% |
| Horizon Health Plan | Commercial | $205.10 | ↓ -96% |
| Multiplan | Auto/PPO/Worker's Compensation | $219.75 | ↓ -96% |
| Health Coalition Partners | PPO | $234.40 | ↓ -95% |
| InterGroup | Commercial | $234.40 | ↓ -95% |
| Focus Healthcare | Disability/PPO/Auto | $278.35 | ↓ -94% |
| UPMC Health Plan | Commercial | $941.52 | ↓ -81% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,028.80 | ↓ -80% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,028.80 | ↓ -80% |
| UPMC Work Partners | Workers Comp | $1,109.81 | ↓ -78% |
| Focus Healthcare | Workers Compensation | $1,225.96 | ↓ -76% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,260.17 | ↓ -75% |
| Highmark BCBS of PA | Managed Care | $1,260.17 | ↓ -75% |
| United Healthcare | Commercial | $1,357.00 | ↓ -73% |
| Cigna | Medicare | $6,596.02 | ↑ +31% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Knee MRI (with contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $4,621.20 | $354.83 – $6,546.70 |
| UPMC East | Monroeville | $5,074.20 | $351.73 – $6,765.60 |
| UPMC Hamot | Erie | $1,948.80 | $201.09 – $2,273.60 |
| UPMC Jameson | New Castle | $3,019.80 | $327.85 – $4,178.24 |
| UPMC Carlisle | Carlisle | $2,713.80 | $403.15 – $3,844.55 |
| UPMC Bedford | Everett | $1,705.20 | $271.77 – $2,557.80 |
| UPMC Altoona | Altoona | $2,119.20 | $425.00 – $2,825.60 |
| UPMC Cole | Coudersport | $1,384.20 | $379.08 – $1,845.60 |