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Knee MRI (with and without contrast) at UPMC Kane
4372 Route 6, Kane, PA · UPMC · · NPI 146763537
$8,550.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$14,251.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$135.10 with UPMC Health Plan vs $8,689.63 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | CHIP | $135.10 | ↓ -98% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage | $142.82 | ↓ -98% |
| Highmark BCBS of PA | Freedom Blue Medicare Advantage | $142.82 | ↓ -98% |
| Highmark BCBS of PA | Security Blue Medicare Advantage | $142.82 | ↓ -98% |
| Highmark BCBS of PA | Together Blue Medicare Advantage | $142.82 | ↓ -98% |
| UPMC Health Plan | Managed Medicare | $142.82 | ↓ -98% |
| Highmark Wholecare (prev Gateway) | Medicare | $146.87 | ↓ -98% |
| Aetna of PA | Medicare | $148.53 | ↓ -98% |
| United Healthcare | Unison Advantage Non Special Needs | $149.96 | ↓ -98% |
| AmeriHealth Caritas | Medicare | $154.25 | ↓ -98% |
| United Healthcare | Unison Advantage Special Needs | $157.10 | ↓ -98% |
| UPMC Health Plan | Partners/Select | $168.53 | ↓ -98% |
| Geisinger | Medicaid/CHIP | $212.30 | ↓ -98% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $212.30 | ↓ -98% |
| Cigna | Commercial | $270.20 | ↓ -97% |
| Horizon Health Plan | Commercial | $270.20 | ↓ -97% |
| Multiplan | Auto/PPO/Worker's Compensation | $289.50 | ↓ -97% |
| Health Coalition Partners | PPO | $308.80 | ↓ -96% |
| InterGroup | Commercial | $308.80 | ↓ -96% |
| Focus Healthcare | Disability/PPO/Auto | $366.70 | ↓ -96% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,240.25 | ↓ -85% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,240.25 | ↓ -85% |
| United Healthcare | Commercial | $1,357.00 | ↓ -84% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,519.16 | ↓ -82% |
| Highmark BCBS of PA | Managed Care | $1,519.16 | ↓ -82% |
| UPMC Health Plan | Commercial | $1,914.39 | ↓ -78% |
| UPMC Work Partners | Workers Comp | $1,992.24 | ↓ -77% |
| Focus Healthcare | Workers Compensation | $2,200.73 | ↓ -74% |
| Cigna | Medicare | $8,689.63 | ↑ +2% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Knee MRI (with and without contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $5,999.40 | $316.41 – $8,499.15 |
| UPMC East | Monroeville | $6,218.40 | $341.40 – $8,291.20 |
| UPMC Hamot | Erie | $2,415.00 | $264.38 – $2,817.50 |
| UPMC Carlisle | Carlisle | $2,713.80 | $618.88 – $3,844.55 |
| UPMC Bedford | Everett | $2,563.20 | $122.85 – $3,844.80 |
| UPMC Altoona | Altoona | $2,604.00 | $425.00 – $3,472.00 |
| UPMC Cole | Coudersport | $1,857.00 | $468.12 – $2,476.00 |
| UPMC Community Osteopathic | Harrisburg | $2,713.80 | $618.88 – $4,391.77 |