healthcosts.net
Established Patient Office Visit (level 5) at UPMC Kane
4372 Route 6, Kane, PA · UPMC · · NPI 146763537
$130.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$218.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$61.03 with Highmark BCBS of PA vs $4,907.62 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $61.03 | ↓ -53% |
| Highmark BCBS of PA | Managed Care - Social Mission | $61.03 | ↓ -53% |
| Cigna | Commercial | $63.91 | ↓ -51% |
| Highmark BCBS of PA | Commercial - Indemnity | $74.75 | ↓ -43% |
| Highmark BCBS of PA | Managed Care | $74.75 | ↓ -43% |
| UPMC Health Plan | CHIP | $76.30 | ↓ -42% |
| UPMC Health Plan | Managed Medicare | $80.66 | ↓ -38% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage | $80.66 | ↓ -38% |
| Highmark BCBS of PA | Freedom Blue Medicare Advantage | $80.66 | ↓ -38% |
| Highmark BCBS of PA | Together Blue Medicare Advantage | $80.66 | ↓ -38% |
| Highmark BCBS of PA | Security Blue Medicare Advantage | $80.66 | ↓ -38% |
| Highmark Wholecare (prev Gateway) | Medicare | $82.95 | ↓ -37% |
| Aetna of PA | Medicare | $83.89 | ↓ -36% |
| United Healthcare | Unison Advantage Non Special Needs | $84.69 | ↓ -35% |
| Aetna | CHIP/Medicaid | $85.86 | ↓ -34% |
| UPMC Health Plan | Managed Medicaid | $85.86 | ↓ -34% |
| AmeriHealth Caritas | Medicare | $87.11 | ↓ -33% |
| United Healthcare | Unison Advantage Special Needs | $88.73 | ↓ -32% |
| United Healthcare Community Plan for Families | Unison Kids | $89.76 | ↓ -31% |
| UPMC Health Plan | Partners/Select | $95.18 | ↓ -27% |
| Geisinger | Medicaid/CHIP | $108.48 | ↓ -17% |
| Highmark Wholecare (prev Gateway) | Medicaid | $115.75 | ↓ -12% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $121.84 | ↓ -7% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $133.01 | ↑ +2% |
| Horizon Health Plan | Commercial | $152.60 | ↑ +17% |
| UPMC Health Plan | Commercial | $159.88 | ↑ +22% |
| Multiplan | Auto/PPO/Worker's Compensation | $163.50 | ↑ +25% |
| Health Coalition Partners | PPO | $174.40 | ↑ +33% |
| InterGroup | Commercial | $174.40 | ↑ +33% |
| UPMC Work Partners | Workers Comp | $187.68 | ↑ +43% |
| Focus Healthcare | Disability/PPO/Auto | $207.10 | ↑ +58% |
| Focus Healthcare | Workers Compensation | $207.32 | ↑ +59% |
| Cigna | Medicare | $4,907.62 | ↑ +3652% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 5) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $573.00 | $74.33 – $811.75 |
| UPMC East | Monroeville | $253.80 | $36.08 – $338.40 |
| UPMC Altoona | Altoona | $343.80 | $20.00 – $458.40 |
| UPMC Bedford | Everett | $176.40 | $36.08 – $264.60 |
| UPMC Cole | Coudersport | $367.80 | $59.28 – $256.00 |
| UPMC Hamot | Erie | $205.80 | $51.45 – $333.55 |
| UPMC Community Osteopathic | Harrisburg | $678.00 | $99.12 – $790.50 |
| UPMC Horizon-Greenville | Greenville | $268.80 | $81.95 – $380.80 |