Psychotherapy patient individual therapy 60 minutes at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$302.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$504.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$66.04 with AmeriHealth Caritas vs $545.96 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $66.04 | ↓ -78% |
| Highmark Wholecare (prev Gateway) | Medicaid | $66.04 | ↓ -78% |
| UPMC Health Plan | Managed Medicaid | $67.60 | ↓ -78% |
| United Healthcare Community Plan for Families | PA Medicaid | $68.12 | ↓ -77% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $70.82 | ↓ -77% |
| Geisinger | Medicaid/CHIP | $75.74 | ↓ -75% |
| PA Health & Wellness | PA Medicaid HMO | $88.62 | ↓ -71% |
| Capital Blue Cross | Medicare Advantage | $95.76 | ↓ -68% |
| Keystone Health Plan | Medicare Advantage | $95.76 | ↓ -68% |
| Prime Net | Managed Medicare | $121.97 | ↓ -60% |
| Highmark BCBS of PA | Medicare | $151.96 | ↓ -50% |
| Humana | Medicare | $153.49 | ↓ -49% |
| Aetna | Medicare | $160.09 | ↓ -47% |
| Cigna | Medicare | $161.16 | ↓ -47% |
| Geisinger | Medicare | $161.16 | ↓ -47% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $165.77 | ↓ -45% |
| UPMC Work Partners | Workers Comp | $174.68 | ↓ -42% |
| Keystone Autism Services | ACAP | $245.58 | ↓ -19% |
| Aetna | ACO | $286.27 | ↓ -5% |
| Geisinger | Commercial | $330.02 | ↑ +9% |
| Keystone Health Plan | Commercial | $342.52 | ↑ +13% |
| Capital Blue Cross | CHIP | $342.52 | ↑ +13% |
| Capital Blue Cross | Commercial | $342.52 | ↑ +13% |
| UPMC Health Plan | CHIP | $352.80 | ↑ +17% |
| UPMC Health Plan | Commercial | $352.80 | ↑ +17% |
| Aetna | Commercial | $366.91 | ↑ +21% |
| Cigna | Commercial | $393.12 | ↑ +30% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $428.40 | ↑ +42% |
| CareFirst | Commercial | $428.40 | ↑ +42% |
| Wellspan Population Health | Commercial | $438.48 | ↑ +45% |
| Highmark BCBS of PA | Medicaid | $509.19 | ↑ +68% |
| Highmark BCBS of PA | Commercial | $545.96 | ↑ +81% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 60 minutes at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $302.40 | $66.04 – $428.40 |
| UPMC Community Osteopathic | Harrisburg | $302.40 | $66.04 – $428.40 |
| UPMC Jameson | New Castle | $237.60 | $57.20 – $261.04 |
| UPMC Lititz | Lititz | $302.40 | $66.04 – $246.91 |
| UPMC Memorial | York | $302.40 | $66.04 – $246.51 |
| UPMC Presbyterian | Pittsburgh | $254.40 | $57.20 – $258.96 |
| UPMC Somerset | Somerset | $302.40 | $57.20 – $166.92 |
| UPMC Wellsboro | Wellsboro | $128.00 | $57.20 – $166.92 |