Pretreat rbc w chem/drugs reference at UPMC Hanover

300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$48.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$80.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.20 with Keystone Health Plan vs $201.82 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Keystone Health Plan Medicare Advantage $15.20 ↓ -68%
Capital Blue Cross Medicare Advantage $15.20 ↓ -68%
Prime Net Managed Medicare $19.36 ↓ -60%
United Healthcare Community Plan for Families PA Medicaid $27.14 ↓ -43%
PA Health & Wellness PA Medicaid HMO $44.00 ↓ -8%
Geisinger Medicaid/CHIP $44.00 ↓ -8%
Geisinger Commercial $52.38 ↑ +9%
Keystone Health Plan Commercial $54.37 ↑ +13%
Capital Blue Cross Commercial $54.37 ↑ +13%
Capital Blue Cross CHIP $54.37 ↑ +13%
UPMC Health Plan Commercial $56.00 ↑ +17%
Highmark BCBS of PA Medicare $56.17 ↑ +17%
Aetna Commercial $56.74 ↑ +18%
Humana Medicare $56.74 ↑ +18%
Aetna ACO $56.74 ↑ +18%
Aetna Medicare $59.18 ↑ +23%
Cigna Medicare $59.58 ↑ +24%
Geisinger Medicare $59.58 ↑ +24%
United Healthcare Medicare $60.71 ↑ +26%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $61.28 ↑ +28%
CareFirst Commercial $68.00 ↑ +42%
Multiplan PPO (Includes PHCS and Humana as Payers) $68.00 ↑ +42%
Wellspan Population Health Commercial $69.60 ↑ +45%
Cigna Commercial $78.80 ↑ +64%
Keystone Autism Services ACAP $90.78 ↑ +89%
UPMC Health Plan CHIP $131.88 ↑ +175%
United Healthcare Commercial $155.02 ↑ +223%
Highmark BCBS of PA Medicaid $188.23 ↑ +292%
Highmark BCBS of PA Commercial $201.82 ↑ +320%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital
UPMC Work Partners Workers Comp not published by hospital

Visitor-reported prices

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Pretreat rbc w chem/drugs reference at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $359.40 $48.24 – $479.20
UPMC Bedford Everett $125.40 $20.43 – $188.10
UPMC Carlisle Carlisle $48.00 $10.96 – $90.91
UPMC Community Osteopathic Harrisburg $48.00 $16.00 – $131.88
UPMC East Monroeville $371.40 $36.28 – $495.20
UPMC Northwest Seneca $298.80 $36.62 – $61.16
UPMC Horizon-Greenville Greenville $165.00 $36.73 – $78.00
UPMC Jameson New Castle $54.60 $2.20 – $61.16

All Pennsylvania hospitals for this procedure →