P-32 chromic phos ther per mci at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$894.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,490.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$183.67 with Cigna vs $1,296.30 with Wellspan Population Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial | $183.67 | ↓ -79% |
| Capital Blue Cross | Medicare Advantage | $283.10 | ↓ -68% |
| Keystone Health Plan | Medicare Advantage | $283.10 | ↓ -68% |
| Prime Net | Managed Medicare | $360.58 | ↓ -60% |
| Aetna | Medicare | $527.46 | ↓ -41% |
| Geisinger | Medicaid/CHIP | $819.50 | ↓ -8% |
| PA Health & Wellness | PA Medicaid HMO | $819.50 | ↓ -8% |
| Aetna | ACO | $846.32 | ↓ -5% |
| United Healthcare | Commercial | $917.84 | ↑ +3% |
| Geisinger | Commercial | $975.65 | ↑ +9% |
| Keystone Health Plan | Commercial | $1,012.60 | ↑ +13% |
| Capital Blue Cross | CHIP | $1,012.60 | ↑ +13% |
| Capital Blue Cross | Commercial | $1,012.60 | ↑ +13% |
| UPMC Health Plan | CHIP | $1,043.00 | ↑ +17% |
| UPMC Health Plan | Commercial | $1,043.00 | ↑ +17% |
| Aetna | Commercial | $1,084.72 | ↑ +21% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $1,266.50 | ↑ +42% |
| CareFirst | Commercial | $1,266.50 | ↑ +42% |
| Wellspan Population Health | Commercial | $1,296.30 | ↑ +45% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
Comments
P-32 chromic phos ther per mci at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $894.00 | $183.67 – $1,266.50 |
| UPMC Community Osteopathic | Harrisburg | $894.00 | $298.00 – $1,266.50 |
| UPMC Lititz | Lititz | $894.00 | $106.45 – $183.67 |
| UPMC Memorial | York | $894.00 | $106.45 – $392.85 |
| UPMC Muncy | Muncy | $1,084.20 | $271.05 – $1,626.30 |
| UPMC Somerset | Somerset | $894.00 | $477.13 – $477.13 |
| UPMC Wellsboro | Wellsboro | $1,311.20 | $295.02 – $1,475.10 |