Obstetrics panel at UPMC Hanover

300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$310.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$518.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.00 with AmeriHealth Caritas vs $450.66 with Wellspan Population Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $12.00 ↓ -96%
Highmark Wholecare (prev Gateway) Medicaid $15.24 ↓ -95%
UPMC Health Plan Managed Medicaid $15.60 ↓ -95%
United Healthcare Commercial $15.65 ↓ -95%
United Healthcare Community Plan for Families PA Medicaid $15.72 ↓ -95%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $16.34 ↓ -95%
Geisinger Medicaid/CHIP $17.48 ↓ -94%
PA Health & Wellness PA Medicaid HMO $20.45 ↓ -93%
Highmark BCBS of PA Medicare $47.33 ↓ -85%
Aetna ACO $47.81 ↓ -85%
Humana Medicare $47.81 ↓ -85%
Aetna Commercial $47.81 ↓ -85%
UPMC Work Partners Workers Comp $49.45 ↓ -84%
Aetna Medicare $49.87 ↓ -84%
Cigna Medicare $50.20 ↓ -84%
Geisinger Medicare $50.20 ↓ -84%
United Healthcare Medicare $51.16 ↓ -84%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $51.63 ↓ -83%
Keystone Autism Services ACAP $76.50 ↓ -75%
UPMC Health Plan CHIP $96.60 ↓ -69%
Keystone Health Plan Medicare Advantage $98.42 ↓ -68%
Capital Blue Cross Medicare Advantage $98.42 ↓ -68%
Cigna Commercial $124.32 ↓ -60%
Prime Net Managed Medicare $125.36 ↓ -60%
Highmark BCBS of PA Medicaid $158.60 ↓ -49%
Highmark BCBS of PA Commercial $170.06 ↓ -45%
Geisinger Commercial $339.19 ↑ +9%
Capital Blue Cross Commercial $352.03 ↑ +13%
Capital Blue Cross CHIP $352.03 ↑ +13%
Keystone Health Plan Commercial $352.03 ↑ +13%
UPMC Health Plan Commercial $362.60 ↑ +17%
Multiplan PPO (Includes PHCS and Humana as Payers) $440.30 ↑ +42%
CareFirst Commercial $440.30 ↑ +42%
Wellspan Population Health Commercial $450.66 ↑ +45%

Visitor-reported prices

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Obstetrics panel at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $266.40 $12.00 – $355.20
UPMC Bedford Everett $166.20 $12.00 – $249.30
UPMC Carlisle Carlisle $310.80 $12.00 – $440.30
UPMC Community Osteopathic Harrisburg $310.80 $12.00 – $440.30
UPMC East Monroeville $144.60 $12.00 – $192.80
UPMC Northwest Seneca $594.60 $13.20 – $50.20
UPMC Horizon-Greenville Greenville $594.60 $12.00 – $58.88
UPMC Jameson New Castle $594.60 $13.20 – $51.63

All Pennsylvania hospitals for this procedure →