healthcosts.net
Nuclear Stress Test (Heart) at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$4,242.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,071.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$364.63 with United Healthcare Community Plan for Families vs $6,686.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $364.63 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicaid | $432.82 | ↓ -90% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $432.82 | ↓ -90% |
| UPMC Health Plan | Managed Medicaid | $443.04 | ↓ -90% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $464.17 | ↓ -89% |
| Geisinger | Medicaid/CHIP | $496.41 | ↓ -88% |
| UPMC Work Partners | Workers Comp | $576.76 | ↓ -86% |
| PA Health & Wellness | PA Medicaid HMO | $580.79 | ↓ -86% |
| Highmark BCBS of PA | Medicare | $1,234.66 | ↓ -71% |
| Humana | Medicare | $1,247.13 | ↓ -71% |
| Aetna | Medicare | $1,300.76 | ↓ -69% |
| Cigna | Medicare | $1,309.49 | ↓ -69% |
| Geisinger | Medicare | $1,309.49 | ↓ -69% |
| United Healthcare | Medicare | $1,334.43 | ↓ -69% |
| Keystone Health Plan | Medicare Advantage | $1,343.49 | ↓ -68% |
| Capital Blue Cross | Medicare Advantage | $1,343.49 | ↓ -68% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,346.90 | ↓ -68% |
| Prime Net | Managed Medicare | $1,711.18 | ↓ -60% |
| Keystone Autism Services | ACAP | $1,995.41 | ↓ -53% |
| UPMC Health Plan | CHIP | $2,469.32 | ↓ -42% |
| Aetna | ACO | $4,016.33 | ↓ -5% |
| Highmark BCBS of PA | Medicaid | $4,137.23 | ↓ -2% |
| Highmark BCBS of PA | Commercial | $4,436.04 | ↑ +5% |
| Geisinger | Commercial | $4,630.09 | ↑ +9% |
| Capital Blue Cross | CHIP | $4,805.45 | ↑ +13% |
| Keystone Health Plan | Commercial | $4,805.45 | ↑ +13% |
| Capital Blue Cross | Commercial | $4,805.45 | ↑ +13% |
| UPMC Health Plan | Commercial | $4,949.70 | ↑ +17% |
| Aetna | Commercial | $5,147.69 | ↑ +21% |
| United Healthcare | Commercial | $5,204.26 | ↑ +23% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $6,010.35 | ↑ +42% |
| CareFirst | Commercial | $6,010.35 | ↑ +42% |
| Wellspan Population Health | Commercial | $6,151.77 | ↑ +45% |
| Cigna | Commercial | $6,686.00 | ↑ +58% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Nuclear Stress Test (Heart) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $4,751.40 | $374.88 – $6,335.20 |
| UPMC Passavant-McCandless | Pittsburgh | $5,215.80 | $374.88 – $7,389.05 |
| UPMC Hamot | Erie | $5,989.20 | $374.88 – $6,987.40 |
| UPMC Carlisle | Carlisle | $4,242.60 | $364.63 – $6,010.35 |
| UPMC Altoona | Altoona | $2,538.00 | $278.34 – $3,384.00 |
| UPMC Bedford | Everett | $4,323.60 | $357.84 – $6,485.40 |
| UPMC Cole | Coudersport | $1,858.20 | $357.84 – $2,477.60 |
| UPMC Community Osteopathic | Harrisburg | $4,242.60 | $121.00 – $2,469.32 |