Low cost skin substitute app at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$1,325.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,209.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$419.71 with Capital Blue Cross vs $2,080.03 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Capital Blue Cross | Medicare Advantage | $419.71 | ↓ -68% |
| Keystone Health Plan | Medicare Advantage | $419.71 | ↓ -68% |
| United Healthcare Community Plan for Families | PA Medicaid | $464.24 | ↓ -65% |
| Prime Net | Managed Medicare | $534.58 | ↓ -60% |
| Highmark BCBS of PA | Medicare | $578.92 | ↓ -56% |
| Humana | Medicare | $584.77 | ↓ -56% |
| Aetna | Medicare | $609.92 | ↓ -54% |
| Cigna | Medicare | $614.01 | ↓ -54% |
| Geisinger | Medicare | $614.01 | ↓ -54% |
| United Healthcare | Medicare | $625.70 | ↓ -53% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $631.55 | ↓ -52% |
| Keystone Autism Services | ACAP | $935.63 | ↓ -29% |
| Geisinger | Medicaid/CHIP | $1,214.95 | ↓ -8% |
| PA Health & Wellness | PA Medicaid HMO | $1,214.95 | ↓ -8% |
| Aetna | ACO | $1,254.71 | ↓ -5% |
| Geisinger | Commercial | $1,446.45 | ↑ +9% |
| Capital Blue Cross | Commercial | $1,501.24 | ↑ +13% |
| Keystone Health Plan | Commercial | $1,501.24 | ↑ +13% |
| Capital Blue Cross | CHIP | $1,501.24 | ↑ +13% |
| UPMC Health Plan | CHIP | $1,546.30 | ↑ +17% |
| UPMC Health Plan | Commercial | $1,546.30 | ↑ +17% |
| Aetna | Commercial | $1,608.15 | ↑ +21% |
| CareFirst | Commercial | $1,877.65 | ↑ +42% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $1,877.65 | ↑ +42% |
| Wellspan Population Health | Commercial | $1,921.83 | ↑ +45% |
| Highmark BCBS of PA | Medicaid | $1,939.92 | ↑ +46% |
| Highmark BCBS of PA | Commercial | $2,080.03 | ↑ +57% |
| Tricare | East Region | not published by hospital | — |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Low cost skin substitute app at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $1,325.40 | $302.63 – $1,877.65 |
| UPMC Lititz | Lititz | $1,325.40 | $464.24 – $940.69 |