healthcosts.net
Established Patient Office Visit (level 4) at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$93.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$155.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.45 with Capital Blue Cross vs $185.08 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Capital Blue Cross | Medicare Advantage | $29.45 | ↓ -68% |
| Keystone Health Plan | Medicare Advantage | $29.45 | ↓ -68% |
| Prime Net | Managed Medicare | $37.51 | ↓ -60% |
| Aetna | Medicare | $54.87 | ↓ -41% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $69.11 | ↓ -26% |
| Highmark Wholecare (prev Gateway) | Medicaid | $69.11 | ↓ -26% |
| UPMC Health Plan | Managed Medicaid | $70.75 | ↓ -24% |
| United Healthcare Community Plan for Families | PA Medicaid | $71.29 | ↓ -23% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $74.12 | ↓ -20% |
| Geisinger | Medicaid/CHIP | $79.27 | ↓ -15% |
| Aetna | ACO | $88.04 | ↓ -5% |
| PA Health & Wellness | PA Medicaid HMO | $92.74 | ↓ -0% |
| Geisinger | Commercial | $101.49 | ↑ +9% |
| Capital Blue Cross | CHIP | $105.34 | ↑ +13% |
| Capital Blue Cross | Commercial | $105.34 | ↑ +13% |
| Keystone Health Plan | Commercial | $105.34 | ↑ +13% |
| UPMC Health Plan | Commercial | $108.50 | ↑ +17% |
| Aetna | Commercial | $112.84 | ↑ +21% |
| UPMC Work Partners | Workers Comp | $127.70 | ↑ +37% |
| CareFirst | Commercial | $131.75 | ↑ +42% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $131.75 | ↑ +42% |
| Wellspan Population Health | Commercial | $134.85 | ↑ +45% |
| UPMC Health Plan | CHIP | $185.08 | ↑ +99% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 4) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $250.80 | $59.86 – $355.30 |
| UPMC East | Monroeville | $216.00 | $36.08 – $288.00 |
| UPMC Altoona | Altoona | $274.20 | $20.00 – $365.60 |
| UPMC Bedford | Everett | $142.20 | $36.08 – $213.30 |
| UPMC Cole | Coudersport | $273.00 | $51.57 – $190.40 |
| UPMC Hamot | Erie | $178.20 | $44.55 – $247.66 |
| UPMC Community Osteopathic | Harrisburg | $271.80 | $31.00 – $337.75 |
| UPMC Horizon-Greenville | Greenville | $250.80 | $57.14 – $355.30 |