healthcosts.net
Established Patient Office Visit (level 2) at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$61.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$103.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.57 with Capital Blue Cross vs $133.11 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Capital Blue Cross | Medicare Advantage | $19.57 | ↓ -68% |
| Keystone Health Plan | Medicare Advantage | $19.57 | ↓ -68% |
| Prime Net | Managed Medicare | $24.93 | ↓ -60% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $33.02 | ↓ -47% |
| Highmark Wholecare (prev Gateway) | Medicaid | $33.02 | ↓ -47% |
| UPMC Health Plan | Managed Medicaid | $33.80 | ↓ -45% |
| United Healthcare Community Plan for Families | PA Medicaid | $34.06 | ↓ -45% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $35.41 | ↓ -43% |
| Aetna | Medicare | $36.46 | ↓ -41% |
| Geisinger | Medicaid/CHIP | $37.87 | ↓ -39% |
| PA Health & Wellness | PA Medicaid HMO | $44.31 | ↓ -28% |
| Aetna | ACO | $58.50 | ↓ -5% |
| UPMC Work Partners | Workers Comp | $61.62 | ↓ -0% |
| Geisinger | Commercial | $67.44 | ↑ +9% |
| Capital Blue Cross | CHIP | $70.00 | ↑ +13% |
| Capital Blue Cross | Commercial | $70.00 | ↑ +13% |
| Keystone Health Plan | Commercial | $70.00 | ↑ +13% |
| UPMC Health Plan | Commercial | $72.10 | ↑ +17% |
| Aetna | Commercial | $74.98 | ↑ +21% |
| CareFirst | Commercial | $87.55 | ↑ +42% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $87.55 | ↑ +42% |
| Wellspan Population Health | Commercial | $89.61 | ↑ +45% |
| UPMC Health Plan | CHIP | $133.11 | ↑ +115% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 2) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $125.40 | $28.60 – $177.65 |
| UPMC East | Monroeville | $138.60 | $28.60 – $184.80 |
| UPMC Altoona | Altoona | $207.00 | $20.00 – $276.00 |
| UPMC Bedford | Everett | $104.40 | $27.30 – $156.60 |
| UPMC Cole | Coudersport | $110.40 | $27.30 – $96.80 |
| UPMC Hamot | Erie | $138.60 | $28.60 – $161.70 |
| UPMC Community Osteopathic | Harrisburg | $174.00 | $20.60 – $215.42 |
| UPMC Horizon-Greenville | Greenville | $189.00 | $27.30 – $267.75 |