Ercp bil/panc duct; each stent plcmt 43274 at UPMC Hanover

300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$172.48 with UPMC Health Plan vs $20,227.66 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan CHIP $172.48 —
UPMC Work Partners Workers Comp $718.41 —
United Healthcare Community Plan for Families PA Medicaid $1,016.56 —
Highmark BCBS of PA Medicare $5,629.85 —
Humana Medicare $5,686.72 —
Aetna Medicare $5,931.25 —
Geisinger Medicare $5,971.06 —
Cigna Medicare $5,971.06 —
United Healthcare Medicare $6,084.79 —
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $6,141.66 —
Keystone Autism Services ACAP $9,098.75 —
Cigna Commercial $16,693.00 —
Highmark BCBS of PA Medicaid $18,865.12 —
Highmark BCBS of PA Commercial $20,227.66 —
US Family Health Plan Tricare Prime not published by hospital —
Aetna Commercial not published by hospital —
Tricare East Region not published by hospital —
United Healthcare Commercial not published by hospital —
Aetna ACO not published by hospital —

Visitor-reported prices

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Ercp bil/panc duct; each stent plcmt 43274 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $3,517.80 $172.48 – $6,129.31
UPMC Cole Coudersport $858.60 $172.48 – $1,144.80
UPMC East Monroeville $3,055.20 $98.53 – $6,129.31
UPMC Hamot Erie $4,961.40 $214.14 – $8,254.31
UPMC Jameson New Castle $2,754.00 $172.48 – $7,661.64
UPMC Magee Pittsburgh $3,596.40 $156.59 – $6,242.82
UPMC McKeesport Mckeesport $3,033.60 $93.93 – $6,242.82
UPMC Mercy Pittsburgh $4,282.20 $95.34 – $6,242.82

All Pennsylvania hospitals for this procedure →