Diffusing capacity at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$970.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,617.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$43.39 with United Healthcare Community Plan for Families vs $1,406.79 with Wellspan Population Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $43.39 | ↓ -96% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $50.22 | ↓ -95% |
| Highmark Wholecare (prev Gateway) | Medicaid | $50.22 | ↓ -95% |
| UPMC Health Plan | Managed Medicaid | $51.40 | ↓ -95% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $53.85 | ↓ -94% |
| Geisinger | Medicaid/CHIP | $57.59 | ↓ -94% |
| PA Health & Wellness | PA Medicaid HMO | $67.38 | ↓ -93% |
| UPMC Work Partners | Workers Comp | $76.27 | ↓ -92% |
| UPMC Health Plan | CHIP | $305.65 | ↓ -68% |
| Capital Blue Cross | Medicare Advantage | $307.23 | ↓ -68% |
| Keystone Health Plan | Medicare Advantage | $307.23 | ↓ -68% |
| Prime Net | Managed Medicare | $391.31 | ↓ -60% |
| Aetna | Medicare | $572.42 | ↓ -41% |
| United Healthcare | Commercial | $613.00 | ↓ -37% |
| Aetna | ACO | $918.46 | ↓ -5% |
| Geisinger | Commercial | $1,058.81 | ↑ +9% |
| Keystone Health Plan | Commercial | $1,098.91 | ↑ +13% |
| Capital Blue Cross | Commercial | $1,098.91 | ↑ +13% |
| Capital Blue Cross | CHIP | $1,098.91 | ↑ +13% |
| UPMC Health Plan | Commercial | $1,131.90 | ↑ +17% |
| Aetna | Commercial | $1,177.18 | ↑ +21% |
| Cigna | Commercial | $1,261.26 | ↑ +30% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $1,374.45 | ↑ +42% |
| CareFirst | Commercial | $1,374.45 | ↑ +42% |
| Wellspan Population Health | Commercial | $1,406.79 | ↑ +45% |
Visitor-reported prices
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Diffusing capacity at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $339.60 | $33.12 – $452.80 |
| UPMC Bedford | Everett | $190.20 | $41.52 – $285.30 |
| UPMC Carlisle | Carlisle | $970.20 | $43.39 – $1,374.45 |
| UPMC Cole | Coudersport | $136.20 | $41.52 – $181.60 |
| UPMC Community Osteopathic | Harrisburg | $970.20 | $43.39 – $305.65 |
| UPMC East | Monroeville | $360.00 | $36.59 – $480.00 |
| UPMC Hamot | Erie | $298.80 | $36.25 – $148.64 |
| UPMC Northwest | Seneca | $145.80 | $43.49 – $94.07 |