Assay of osteocalcin at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$150.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$251.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$10.10 with United Healthcare vs $243.26 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Commercial | $10.10 | ↓ -93% |
| Highmark BCBS of PA | Medicare | $29.55 | ↓ -80% |
| Humana | Medicare | $29.85 | ↓ -80% |
| Aetna | ACO | $29.85 | ↓ -80% |
| Aetna | Commercial | $29.85 | ↓ -80% |
| UPMC Work Partners | Workers Comp | $30.87 | ↓ -80% |
| Aetna | Medicare | $31.13 | ↓ -79% |
| Geisinger | Medicare | $31.34 | ↓ -79% |
| Cigna | Medicare | $31.34 | ↓ -79% |
| United Healthcare | Medicare | $31.94 | ↓ -79% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $32.24 | ↓ -79% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $41.25 | ↓ -73% |
| Keystone Health Plan | Medicare Advantage | $47.69 | ↓ -68% |
| Capital Blue Cross | Medicare Advantage | $47.69 | ↓ -68% |
| Keystone Autism Services | ACAP | $47.76 | ↓ -68% |
| Highmark Wholecare (prev Gateway) | Medicaid | $52.39 | ↓ -65% |
| UPMC Health Plan | Managed Medicaid | $53.62 | ↓ -64% |
| United Healthcare Community Plan for Families | PA Medicaid | $54.04 | ↓ -64% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $56.18 | ↓ -63% |
| Geisinger | Medicaid/CHIP | $60.08 | ↓ -60% |
| Prime Net | Managed Medicare | $60.74 | ↓ -60% |
| PA Health & Wellness | PA Medicaid HMO | $70.30 | ↓ -53% |
| Cigna | Commercial | $77.60 | ↓ -48% |
| Highmark BCBS of PA | Medicaid | $99.02 | ↓ -34% |
| Highmark BCBS of PA | Commercial | $106.18 | ↓ -29% |
| Geisinger | Commercial | $164.35 | ↑ +9% |
| Keystone Health Plan | Commercial | $170.58 | ↑ +13% |
| Capital Blue Cross | CHIP | $170.58 | ↑ +13% |
| Capital Blue Cross | Commercial | $170.58 | ↑ +13% |
| UPMC Health Plan | Commercial | $175.70 | ↑ +17% |
| CareFirst | Commercial | $213.35 | ↑ +42% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $213.35 | ↑ +42% |
| Wellspan Population Health | Commercial | $218.37 | ↑ +45% |
| UPMC Health Plan | CHIP | $243.26 | ↑ +62% |
Visitor-reported prices
Comments
Assay of osteocalcin at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $300.00 | $29.50 – $400.00 |
| UPMC Bedford | Everett | $508.20 | $10.77 – $762.30 |
| UPMC Carlisle | Carlisle | $150.60 | $10.10 – $213.35 |
| UPMC Community Osteopathic | Harrisburg | $150.60 | $29.55 – $243.26 |
| UPMC East | Monroeville | $627.60 | $29.50 – $836.80 |
| UPMC Northwest | Seneca | $274.80 | $27.07 – $47.44 |
| UPMC Horizon-Greenville | Greenville | $299.40 | $26.72 – $57.33 |
| UPMC Jameson | New Castle | $169.20 | $29.50 – $82.57 |