Amputation toe interphalangeal joint at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$6,223.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,373.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$567.31 with UPMC Work Partners vs $11,025.21 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Work Partners | Workers Comp | $567.31 | ↓ -91% |
| United Healthcare Community Plan for Families | PA Medicaid | $1,016.56 | ↓ -84% |
| Keystone Health Plan | Medicare Advantage | $1,970.87 | ↓ -68% |
| Capital Blue Cross | Medicare Advantage | $1,970.87 | ↓ -68% |
| UPMC Health Plan | CHIP | $2,314.70 | ↓ -63% |
| Prime Net | Managed Medicare | $2,510.27 | ↓ -60% |
| Highmark BCBS of PA | Medicare | $3,068.58 | ↓ -51% |
| Humana | Medicare | $3,099.58 | ↓ -50% |
| Aetna | Medicare | $3,232.86 | ↓ -48% |
| Cigna | Medicare | $3,254.56 | ↓ -48% |
| Geisinger | Medicare | $3,254.56 | ↓ -48% |
| United Healthcare | Medicare | $3,316.55 | ↓ -47% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3,347.55 | ↓ -46% |
| Keystone Autism Services | ACAP | $4,959.33 | ↓ -20% |
| Cigna | Commercial | $5,035.00 | ↓ -19% |
| Geisinger | Medicaid/CHIP | $5,705.15 | ↓ -8% |
| PA Health & Wellness | PA Medicaid HMO | $5,705.15 | ↓ -8% |
| Aetna | ACO | $5,891.86 | ↓ -5% |
| Geisinger | Commercial | $6,792.24 | ↑ +9% |
| Capital Blue Cross | Commercial | $7,049.49 | ↑ +13% |
| Keystone Health Plan | Commercial | $7,049.49 | ↑ +13% |
| Capital Blue Cross | CHIP | $7,049.49 | ↑ +13% |
| UPMC Health Plan | Commercial | $7,261.10 | ↑ +17% |
| Aetna | Commercial | $7,551.54 | ↑ +21% |
| United Healthcare | Commercial | $7,634.53 | ↑ +23% |
| CareFirst | Commercial | $8,817.05 | ↑ +42% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $8,817.05 | ↑ +42% |
| Wellspan Population Health | Commercial | $9,024.51 | ↑ +45% |
| Highmark BCBS of PA | Medicaid | $10,282.55 | ↑ +65% |
| Highmark BCBS of PA | Commercial | $11,025.21 | ↑ +77% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Amputation toe interphalangeal joint at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $2,733.00 | $535.81 – $3,644.00 |
| UPMC Carlisle | Carlisle | $6,223.80 | $560.73 – $8,817.05 |
| UPMC Cole | Coudersport | $1,743.60 | $246.15 – $1,041.88 |
| UPMC Hamot | Erie | $4,066.20 | $591.83 – $4,499.05 |
| UPMC Magee | Pittsburgh | $3,045.00 | $591.83 – $3,402.68 |
| UPMC Passavant-McCandless | Pittsburgh | $3,607.80 | $591.83 – $3,402.68 |
| UPMC Presbyterian | Pittsburgh | $5,593.20 | $680.66 – $3,402.68 |
| UPMC Wellsboro | Wellsboro | $3,304.80 | $535.81 – $993.28 |