Albumin body fluid quantitative each specimen at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$40.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$67.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.41 with UPMC Health Plan vs $58.29 with Wellspan Population Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | CHIP | $2.41 | ↓ -94% |
| United Healthcare Community Plan for Families | PA Medicaid | $6.22 | ↓ -85% |
| United Healthcare | Commercial | $7.33 | ↓ -82% |
| Highmark BCBS of PA | Medicare | $7.70 | ↓ -81% |
| Aetna | Commercial | $7.78 | ↓ -81% |
| Humana | Medicare | $7.78 | ↓ -81% |
| Aetna | ACO | $7.78 | ↓ -81% |
| UPMC Work Partners | Workers Comp | $8.05 | ↓ -80% |
| Aetna | Medicare | $8.11 | ↓ -80% |
| Cigna | Medicare | $8.17 | ↓ -80% |
| Geisinger | Medicare | $8.17 | ↓ -80% |
| United Healthcare | Medicare | $8.32 | ↓ -79% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $8.40 | ↓ -79% |
| Keystone Autism Services | ACAP | $12.45 | ↓ -69% |
| Keystone Health Plan | Medicare Advantage | $12.73 | ↓ -68% |
| Capital Blue Cross | Medicare Advantage | $12.73 | ↓ -68% |
| Prime Net | Managed Medicare | $16.21 | ↓ -60% |
| Cigna | Commercial | $20.24 | ↓ -50% |
| Highmark BCBS of PA | Medicaid | $25.81 | ↓ -36% |
| Highmark BCBS of PA | Commercial | $27.67 | ↓ -31% |
| PA Health & Wellness | PA Medicaid HMO | $36.85 | ↓ -8% |
| Geisinger | Medicaid/CHIP | $36.85 | ↓ -8% |
| Geisinger | Commercial | $43.87 | ↑ +9% |
| Capital Blue Cross | Commercial | $45.53 | ↑ +13% |
| Capital Blue Cross | CHIP | $45.53 | ↑ +13% |
| Keystone Health Plan | Commercial | $45.53 | ↑ +13% |
| UPMC Health Plan | Commercial | $46.90 | ↑ +17% |
| CareFirst | Commercial | $56.95 | ↑ +42% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $56.95 | ↑ +42% |
| Wellspan Population Health | Commercial | $58.29 | ↑ +45% |
Visitor-reported prices
Comments
Albumin body fluid quantitative each specimen at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $151.20 | $2.41 – $201.60 |
| UPMC Bedford | Everett | $28.20 | $0.67 – $42.30 |
| UPMC Carlisle | Carlisle | $40.20 | $2.41 – $56.95 |
| UPMC Cole | Coudersport | $39.60 | $2.41 – $52.80 |
| UPMC Community Osteopathic | Harrisburg | $40.20 | $2.41 – $56.95 |
| UPMC East | Monroeville | $34.20 | $0.66 – $45.60 |
| UPMC Hamot | Erie | $127.20 | $1.20 – $8.40 |
| UPMC Northwest | Seneca | $15.00 | $0.67 – $8.40 |