Macroscopic exam arthropod at WellSpan Gettysburg Hospital

147 Gettys Street, Gettysburg, PA · Wellspan · · NPI 1265466957

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$16.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.14 with Amerihealth_Caritas_Medicaid vs $24.95 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth_Caritas_Medicaid All_Plans $2.14 ↓ -87%
Highmark_Wholecare_Gateway_Medicaid All_Plans $3.20 ↓ -81%
Blue_Cross_BlueJourney_Medicare All_Plans $4.27 ↓ -75%
Health_Partners_Medicaid All_Other_Plans $4.27 ↓ -75%
Johns_Hopkins_HealthCare_Plan Johns_Hopkins_US_Family_Health $4.27 ↓ -75%
Highmark_Medicare All_Plans $4.31 ↓ -74%
Aetna_Advantra_Medicare All_Plans $4.40 ↓ -74%
Aetna_Medicare All_Plans $4.40 ↓ -74%
Geisinger_Gold_Medicare All_Plans $4.48 ↓ -73%
United_Medicare ISNP_DSNP_Plans $4.48 ↓ -73%
Devoted_Medicare All_Plans $4.48 ↓ -73%
Amerihealth_Medicare All_Plans $4.50 ↓ -73%
Highmark_Wholecare_Gateway_Medicare All_Plans $4.50 ↓ -73%
PA_Health_&_Wellness_Medicare All_Plans $4.61 ↓ -73%
Jefferson_Health_Medicare_Advantage All_Plans $4.61 ↓ -73%
Health_Partners_Medicaid Kidz_Partners $4.70 ↓ -72%
UPMC_for_Life_Community_HealthChoices UPMC_for_Life_Complete_Care $5.15 ↓ -69%
UPMC_Medicare UPMC_for_Life_Complete_Care $5.15 ↓ -69%
Highmark Higmark_Healthy_Kids $6.41 ↓ -62%
United_Medicaid Community_Plan_For_Kids $7.47 ↓ -56%
Blue_Cross Capital_Blue_Performance_PPO $10.01 ↓ -40%
Blue_Cross Capital_Cares_4_kids $11.79 ↓ -30%
United_Healthcare All_Plans $12.81 ↓ -24%
UPMC_Medicaid All_Plans $13.06 ↓ -22%
Highmark My_Priority_Blue_Flex $14.97 ↓ -11%
Highmark My_Direct_Blue $14.97 ↓ -11%
PHC All_Plans $16.80 ↑ +0%
UPMC Employees_And_Dependents $16.80 ↑ +0%
UPMC UPMC_For_Kids $16.80 ↑ +0%
Blue_Cross All_Other_Plans $16.84 ↑ +0%
Aetna All_Plans $17.64 ↑ +5%
Cigna All_Plans $17.64 ↑ +5%
First_Health_Network All_Plans $17.64 ↑ +5%
WellSpan_Capital_Blue_Cross All_Plans $19.32 ↑ +15%
Johns_Hopkins_HealthCare_Plan All_Other_Plans $19.53 ↑ +16%
Geisinger All_Plans $19.95 ↑ +19%
Highmark Blue_Cross_High_Performance_Network $19.96 ↑ +19%
Highmark Performance_Blue $19.96 ↑ +19%
Highmark Choice_Blue_PPO $19.96 ↑ +19%
Highmark All_Other_Plans $24.95 ↑ +49%

Visitor-reported prices

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Macroscopic exam arthropod at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $124.80 $4.22 – $166.40
UPMC Carlisle Carlisle $24.00 $2.35 – $34.00
UPMC Cole Coudersport $43.20 $2.78 – $57.60
UPMC Community Osteopathic Harrisburg $24.00 $3.41 – $34.00
UPMC Northwest Seneca $54.00 $3.87 – $4.61
UPMC Hanover Hanover $24.00 $3.41 – $28.84
UPMC Horizon-Greenville Greenville $45.00 $3.82 – $8.01
UPMC Jameson New Castle $36.60 $2.99 – $11.54

All Pennsylvania hospitals for this procedure →