Knee MRI (with contrast) at WellSpan Gettysburg Hospital

147 Gettys Street, Gettysburg, PA · Wellspan · · NPI 1265466957

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$645.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,900.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$384.69 with UPMC_Medicaid vs $4,727.48 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $384.69 ↓ -40%
Health_Partners_Medicaid All_Other_Plans $478.75 ↓ -26%
Highmark_Wholecare_Gateway_Medicaid All_Plans $478.75 ↓ -26%
PA_Health_&_Wellness_Medicaid All_Plans $478.75 ↓ -26%
Geisinger_Medicaid All_Plans $478.75 ↓ -26%
Amerihealth_Caritas_Medicaid All_Plans $543.86 ↓ -16%
Blue_Cross Capital_Blue_Performance_PPO $657.00 ↑ +2%
WellSpan_Capital_Blue_Cross All_Plans $660.00 ↑ +2%
Blue_Cross_BlueJourney_Medicare All_Plans $809.07 ↑ +25%
Johns_Hopkins_HealthCare_Plan Johns_Hopkins_US_Family_Health $809.07 ↑ +25%
Highmark_Medicare All_Plans $817.16 ↑ +27%
Aetna_Medicare All_Plans $833.34 ↑ +29%
Aetna_Advantra_Medicare All_Plans $833.34 ↑ +29%
Devoted_Medicare All_Plans $849.52 ↑ +32%
Geisinger_Gold_Medicare All_Plans $849.52 ↑ +32%
United_Medicare ISNP_DSNP_Plans $849.52 ↑ +32%
Highmark_Wholecare_Gateway_Medicare All_Plans $853.16 ↑ +32%
Amerihealth_Medicare All_Plans $853.57 ↑ +32%
PA_Health_&_Wellness_Medicare All_Plans $873.80 ↑ +35%
Jefferson_Health_Medicare_Advantage All_Plans $873.80 ↑ +35%
Health_Partners_Medicaid Kidz_Partners $889.98 ↑ +38%
UPMC_for_Life_Community_HealthChoices UPMC_for_Life_Complete_Care $975.33 ↑ +51%
UPMC_Medicare UPMC_for_Life_Complete_Care $975.33 ↑ +51%
Highmark Higmark_Healthy_Kids $1,213.61 ↑ +88%
Aetna_Better_Health_Kids All_Plans $1,302.20 ↑ +102%
United_Medicaid Community_Plan_For_Kids $1,415.87 ↑ +120%
Blue_Cross Capital_Cares_4_kids $1,627.77 ↑ +152%
UPMC Employees_And_Dependents $2,320.00 ↑ +260%
PHC All_Plans $2,320.00 ↑ +260%
UPMC UPMC_For_Kids $2,320.00 ↑ +260%
Blue_Cross All_Other_Plans $2,325.51 ↑ +261%
Cigna All_Plans $2,494.00 ↑ +287%
Aetna All_Plans $2,621.60 ↑ +306%
First_Health_Network All_Plans $2,650.60 ↑ +311%
Johns_Hopkins_HealthCare_Plan All_Other_Plans $2,697.00 ↑ +318%
Geisinger All_Plans $2,755.00 ↑ +327%
Highmark My_Direct_Blue $2,836.44 ↑ +340%
Highmark My_Priority_Blue_Flex $2,836.44 ↑ +340%
Highmark Performance_Blue $3,782.00 ↑ +486%
Highmark Choice_Blue_PPO $3,782.00 ↑ +486%
Highmark Blue_Cross_High_Performance_Network $3,782.00 ↑ +486%
United_Healthcare All_Plans $4,386.56 ↑ +580%
Highmark All_Other_Plans $4,727.48 ↑ +633%

Visitor-reported prices

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Knee MRI (with contrast) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $2,119.20 $425.00 – $2,825.60
UPMC Bedford Everett $1,705.20 $271.77 – $2,557.80
UPMC Carlisle Carlisle $2,713.80 $403.15 – $3,844.55
UPMC Cole Coudersport $1,384.20 $379.08 – $1,845.60
UPMC Community Osteopathic Harrisburg $2,713.80 $403.15 – $3,844.55
UPMC East Monroeville $5,074.20 $351.73 – $6,765.60
UPMC Hamot Erie $1,948.80 $201.09 – $1,109.81
UPMC Northwest Seneca $2,449.80 $354.99 – $1,109.81

All Pennsylvania hospitals for this procedure →