Xcapsl ctrc rmvl cplx wo ecp at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$784.52 with Aetna of PA vs $4,934.09 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $784.52
UPMC Health Plan Commercial $1,646.65
UPMC Work Partners Workers Comp $1,727.55
UPMC Health Plan Managed Medicare $1,875.20
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $2,174.40
Aetna Medicare $2,239.63
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $2,244.42
United Healthcare Medicare $2,326.61
Highmark Wholecare (prev Gateway) Medicare $2,348.13
Cigna Medicare $2,348.35
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $2,348.35
AmeriHealth Caritas Medicare $2,348.35
UPMC Health Plan CHIP $2,985.47
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $4,005.25
Highmark BCBS of PA Commercial - Indemnity/Managed Care $4,934.09
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Xcapsl ctrc rmvl cplx wo ecp at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
Uniontown Hospital Uniontown $2,172.00 $2,236.88 – $5,211.93
UPMC Carlisle Carlisle not published $1,199.98 – $3,490.86
UPMC East Monroeville not published $1,458.06 – $2,391.84
UPMC Northwest Seneca not published $1,410.32 – $2,348.35
UPMC Magee Pittsburgh not published $1,458.06 – $2,391.84
UPMC McKeesport Mckeesport not published $1,071.14 – $2,391.84
UPMC Memorial York not published $1,177.17 – $3,499.18
UPMC Mercy Pittsburgh not published $1,312.00 – $2,391.84

All Pennsylvania hospitals for this procedure →