Unlisted px posterior segmnt at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$4,036.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,727.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$784.52 with Aetna of PA vs $6,054.30 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $784.52 ↓ -81%
UPMC Health Plan Commercial $833.79 ↓ -79%
UPMC Health Plan CHIP $1,127.50 ↓ -72%
UPMC Health Plan Managed Medicare $1,875.20 ↓ -54%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $2,174.40 ↓ -46%
Aetna Medicare $2,239.63 ↓ -45%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $2,244.42 ↓ -44%
United Healthcare Medicare $2,326.61 ↓ -42%
Highmark Wholecare (prev Gateway) Medicare $2,348.13 ↓ -42%
AmeriHealth Caritas Medicare $2,348.35 ↓ -42%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $2,348.35 ↓ -42%
Cigna Medicare $2,348.35 ↓ -42%
Aetna EBR ASO $2,690.80 ↓ -33%
Cigna Commercial $2,690.80 ↓ -33%
Cigna EBR $2,690.80 ↓ -33%
Aetna EBR FI $3,296.23 ↓ -18%
United Healthcare Compass Exchange $3,699.85 ↓ -8%
Geisinger Medicaid/CHIP $3,699.85 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $3,699.85 ↓ -8%
Aetna Neighborhood Network $4,170.74 ↑ +3%
Aetna Home Depot Employer Group $4,285.10 ↑ +6%
Cigna NBR ASO/FI $4,372.55 ↑ +8%
United Healthcare All Business $4,372.55 ↑ +8%
Aetna NBR ASO/FI $4,372.55 ↑ +8%
Cigna New Business ASO $4,372.55 ↑ +8%
InterGroup PPO $4,372.55 ↑ +8%
Coventry/First Health Commercial $4,708.90 ↑ +17%
Preferred Healthcare System PPO $5,381.60 ↑ +33%
SelectCare Commercial $6,054.30 ↑ +50%
Private Health Care Systems PPO $6,054.30 ↑ +50%
Health Coalition Partners Intergroup $6,054.30 ↑ +50%
Humana Commercial $6,054.30 ↑ +50%
US Family Health Plan Tricare Prime not published by hospital
UPMC Work Partners Workers Comp not published by hospital
Tricare TRICARE not published by hospital

Visitor-reported prices

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Unlisted px posterior segmnt at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $3,997.80 $1,127.50 – $5,330.40
UPMC East Monroeville $4,036.20 $644.11 – $5,381.60
UPMC Hamot Erie $4,036.20 $1,399.84 – $3,162.51
UPMC Northwest Seneca $4,036.20 $812.53 – $2,348.35
UPMC Horizon-Greenville Greenville $4,036.20 $631.62 – $4,080.26
UPMC Jameson New Castle $4,036.20 $1,127.50 – $2,935.44
UPMC Magee Pittsburgh $4,036.20 $1,023.63 – $2,391.84
UPMC McKeesport Mckeesport $4,036.20 $614.01 – $2,391.84

All Pennsylvania hospitals for this procedure →