Treat humerus fracture at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$3,013.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,022.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$216.30 with United Healthcare Community Plan for Families vs $4,519.80 with Health Coalition Partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families Unison MedPLUS $216.30 ↓ -93%
UPMC Health Plan Managed Medicaid $226.60 ↓ -92%
United Healthcare Community Plan for Families Unison Kids $236.90 ↓ -92%
Aetna Medicaid $257.50 ↓ -91%
Geisinger Medicaid/CHIP $286.32 ↓ -90%
Highmark Wholecare (prev Gateway) Medicaid $305.50 ↓ -90%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $310.65 ↓ -90%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $321.59 ↓ -89%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $351.07 ↓ -88%
Aetna of PA Medicare $550.51 ↓ -82%
UPMC Health Plan Commercial $954.50 ↓ -68%
UPMC Work Partners Workers Comp $1,080.46 ↓ -64%
UPMC Health Plan Managed Medicare $1,315.85 ↓ -56%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $1,511.46 ↓ -50%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $1,525.80 ↓ -49%
Aetna Medicare $1,571.57 ↓ -48%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $1,574.93 ↓ -48%
United Healthcare Medicare $1,632.61 ↓ -46%
Highmark Wholecare (prev Gateway) Medicare $1,647.71 ↓ -45%
AmeriHealth Caritas Medicare $1,647.86 ↓ -45%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $1,647.86 ↓ -45%
Cigna Medicare $1,647.86 ↓ -45%
UPMC Health Plan CHIP $1,730.57 ↓ -43%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $1,861.98 ↓ -38%
Cigna EBR $2,008.80 ↓ -33%
Cigna Commercial $2,008.80 ↓ -33%
Aetna EBR ASO $2,008.80 ↓ -33%
Aetna EBR FI $2,460.78 ↓ -18%
United Healthcare Compass Exchange $2,762.10 ↓ -8%
Aetna Neighborhood Network $3,113.64 ↑ +3%
Aetna Home Depot Employer Group $3,199.01 ↑ +6%
Aetna NBR ASO/FI $3,264.30 ↑ +8%
United Healthcare All Business $3,264.30 ↑ +8%
InterGroup PPO $3,264.30 ↑ +8%
Cigna New Business ASO $3,264.30 ↑ +8%
Cigna NBR ASO/FI $3,264.30 ↑ +8%
Coventry/First Health Commercial $3,515.40 ↑ +17%
Preferred Healthcare System PPO $4,017.60 ↑ +33%
Humana Commercial $4,519.80 ↑ +50%
SelectCare Commercial $4,519.80 ↑ +50%
Private Health Care Systems PPO $4,519.80 ↑ +50%
Health Coalition Partners Intergroup $4,519.80 ↑ +50%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Treat humerus fracture at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $2,425.80 $206.00 – $3,234.40
UPMC Carlisle Carlisle $2,055.00 $261.62 – $2,911.25
UPMC Cole Coudersport $1,950.60 $216.30 – $1,436.00
UPMC Community Osteopathic Harrisburg $2,055.00 $261.62 – $2,911.25
UPMC Hamot Erie $3,037.80 $226.60 – $2,219.16
UPMC Northwest Seneca $2,848.80 $226.60 – $1,602.09
UPMC Hanover Hanover $2,055.00 $261.62 – $2,446.19
UPMC Kane Kane $1,131.60 $226.60 – $2,647.35

All Pennsylvania hospitals for this procedure →