Sodium chloride 0.9 % intravenous solution at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$55.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$69.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.00 with Aetna vs $28.58 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicaid $0.00 ↓ -100%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $0.00 ↓ -100%
UPMC Health Plan Managed Medicaid $1.23 ↓ -98%
Aetna Medicare $1.25 ↓ -98%
UPMC Work Partners Workers Comp $1.45 ↓ -97%
Geisinger Medicaid/CHIP $1.95 ↓ -96%
Highmark Wholecare (prev Gateway) Medicaid $1.95 ↓ -96%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $1.95 ↓ -96%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $1.95 ↓ -96%
Cigna EBR $2.00 ↓ -96%
Aetna EBR ASO $2.00 ↓ -96%
Cigna Commercial $2.00 ↓ -96%
UPMC Health Plan Commercial $2.40 ↓ -96%
Aetna EBR FI $2.45 ↓ -96%
Highmark Wholecare (prev Gateway) Medicare $2.50 ↓ -95%
United Healthcare Compass Exchange $2.85 ↓ -95%
Aetna Neighborhood Network $3.10 ↓ -94%
UPMC Health Plan CHIP $3.12 ↓ -94%
Aetna Home Depot Employer Group $3.19 ↓ -94%
Cigna NBR ASO/FI $3.25 ↓ -94%
Aetna NBR ASO/FI $3.25 ↓ -94%
Cigna New Business ASO $3.25 ↓ -94%
InterGroup PPO $3.25 ↓ -94%
United Healthcare All Business $3.35 ↓ -94%
Coventry/First Health Commercial $3.50 ↓ -94%
Preferred Healthcare System PPO $4.00 ↓ -93%
SelectCare Commercial $4.50 ↓ -92%
Private Health Care Systems PPO $4.50 ↓ -92%
Health Coalition Partners Intergroup $4.50 ↓ -92%
Humana Commercial $4.50 ↓ -92%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $23.20 ↓ -58%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $28.58 ↓ -48%

Visitor-reported prices

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Sodium chloride 0.9 % intravenous solution at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $84.80 $0.00 – $15.09
UPMC Cole Coudersport $7.20 $1.95 – $8.80
UPMC East Monroeville $89.60 $0.00 – $15.24
UPMC Hamot Erie $108.00 $0.00 – $7.33
UPMC Northwest Seneca $58.40 $0.00 – $21.71
UPMC Horizon-Greenville Greenville $43.40 $0.00 – $21.32
UPMC Jameson New Castle $27.60 $1.23 – $15.36
UPMC Kane Kane $8.40 $1.95 – $6.27

All Pennsylvania hospitals for this procedure →