Repair nasal septum defect at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$478.80 with United Healthcare Community Plan for Families vs $5,573.36 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | Unison MedPLUS | $478.80 | — |
| UPMC Health Plan | Managed Medicaid | $501.60 | — |
| United Healthcare Community Plan for Families | Unison Kids | $524.40 | — |
| Aetna | Medicaid | $570.00 | — |
| Geisinger | Medicaid/CHIP | $633.79 | — |
| Highmark Wholecare (prev Gateway) | Medicaid | $676.25 | — |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $687.65 | — |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $711.86 | — |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $777.12 | — |
| Aetna of PA | Medicare | $1,115.55 | — |
| UPMC Work Partners | Workers Comp | $1,416.54 | — |
| UPMC Health Plan | Managed Medicare | $2,666.44 | — |
| UPMC Health Plan | Commercial | $2,850.35 | — |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $3,091.88 | — |
| Aetna | Medicare | $3,184.64 | — |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $3,191.44 | — |
| United Healthcare | Medicare | $3,308.31 | — |
| Highmark Wholecare (prev Gateway) | Medicare | $3,338.92 | — |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3,339.23 | — |
| AmeriHealth Caritas | Medicare | $3,339.23 | — |
| Cigna | Medicare | $3,339.23 | — |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $4,524.18 | — |
| UPMC Health Plan | CHIP | $5,167.85 | — |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $5,573.36 | — |
| Tricare | TRICARE | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Repair nasal septum defect at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| AHN WEXFORD HOSPITAL | WEXFORD | $480.22 | $478.80 – $10,351.98 |
| GROVE CITY HOSPITAL | GROVE CITY | $424.81 | $54.73 – $8,883.72 |
| UPMC Cole | Coudersport | $1,114.20 | $478.80 – $2,325.85 |
| UPMC Altoona | Altoona | not published | $456.00 – $3,339.23 |
| UPMC Memorial | York | not published | $579.12 – $4,975.65 |