Removal of breast lesion at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$181.65 with United Healthcare Community Plan for Families vs $3,942.82 with AmeriHealth Caritas — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | Unison MedPLUS | $181.65 | — |
| UPMC Health Plan | Managed Medicaid | $190.30 | — |
| United Healthcare Community Plan for Families | Unison Kids | $198.95 | — |
| Aetna | Medicaid | $216.25 | — |
| Geisinger | Medicaid/CHIP | $240.45 | — |
| Highmark Wholecare (prev Gateway) | Medicaid | $256.56 | — |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $260.88 | — |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $270.07 | — |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $294.83 | — |
| UPMC Work Partners | Workers Comp | $698.30 | — |
| Aetna of PA | Medicare | $1,317.19 | — |
| UPMC Health Plan | Commercial | $1,464.29 | — |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $2,321.01 | — |
| UPMC Health Plan | CHIP | $2,654.85 | — |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $2,859.26 | — |
| UPMC Health Plan | Managed Medicare | $3,148.42 | — |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $3,650.76 | — |
| Aetna | Medicare | $3,760.28 | — |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $3,768.31 | — |
| United Healthcare | Medicare | $3,906.31 | — |
| Highmark Wholecare (prev Gateway) | Medicare | $3,942.46 | — |
| Cigna | Medicare | $3,942.82 | — |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3,942.82 | — |
| AmeriHealth Caritas | Medicare | $3,942.82 | — |
| Tricare | TRICARE | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Removal of breast lesion at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Cole | Coudersport | $620.40 | $181.65 – $1,192.92 |
| UPMC Community Osteopathic | Harrisburg | $1,078.20 | $233.55 – $6,850.20 |
| UPMC Magee | Pittsburgh | $4,093.20 | $190.30 – $3,942.82 |
| UPMC Somerset | Somerset | $1,078.20 | $190.30 – $3,650.76 |
| Uniontown Hospital | Uniontown | $1,480.00 | $3,795.06 – $8,842.49 |
| WellSpan Evangelical Community Hospital | Lewisburg | $5,848.80 | $190.30 – $224.90 |
| UPMC Altoona | Altoona | not published | $173.00 – $3,942.82 |
| UPMC Carlisle | Carlisle | not published | $219.71 – $5,861.07 |