Protein electrophoretic fractionation & quantitation serum at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$58.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$98.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.87 with Aetna of PA vs $88.20 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $3.87 ↓ -93%
UPMC Health Plan Managed Medicare $9.26 ↓ -84%
UPMC Work Partners Workers Comp $10.62 ↓ -82%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $10.74 ↓ -82%
Aetna Medicare $11.06 ↓ -81%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $11.09 ↓ -81%
United Healthcare Medicare $11.49 ↓ -80%
AmeriHealth Caritas Medicare $11.60 ↓ -80%
Cigna Medicare $11.60 ↓ -80%
Highmark Wholecare (prev Gateway) Medicare $11.60 ↓ -80%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $11.60 ↓ -80%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $14.65 ↓ -75%
United Healthcare Community Plan for Families Unison MedPLUS $15.38 ↓ -74%
UPMC Health Plan Managed Medicaid $16.11 ↓ -73%
United Healthcare Community Plan for Families Unison Kids $16.85 ↓ -71%
Aetna Medicaid $18.31 ↓ -69%
UPMC Health Plan Commercial $18.65 ↓ -68%
Geisinger Medicaid/CHIP $20.36 ↓ -65%
Highmark Wholecare (prev Gateway) Medicaid $21.73 ↓ -63%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $22.87 ↓ -61%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $24.97 ↓ -58%
Aetna EBR ASO $39.20 ↓ -33%
Cigna Commercial $39.20 ↓ -33%
Cigna EBR $39.20 ↓ -33%
Aetna EBR FI $48.02 ↓ -18%
United Healthcare Compass Exchange $53.90 ↓ -8%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $57.63 ↓ -2%
Aetna Neighborhood Network $60.76 ↑ +3%
Aetna Home Depot Employer Group $62.43 ↑ +6%
Aetna NBR ASO/FI $63.70 ↑ +8%
InterGroup PPO $63.70 ↑ +8%
United Healthcare All Business $63.70 ↑ +8%
Cigna New Business ASO $63.70 ↑ +8%
Cigna NBR ASO/FI $63.70 ↑ +8%
UPMC Health Plan CHIP $66.86 ↑ +14%
Coventry/First Health Commercial $68.60 ↑ +17%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $70.99 ↑ +21%
Preferred Healthcare System PPO $78.40 ↑ +33%
Health Coalition Partners Intergroup $88.20 ↑ +50%
Humana Commercial $88.20 ↑ +50%
SelectCare Commercial $88.20 ↑ +50%
Private Health Care Systems PPO $88.20 ↑ +50%

Visitor-reported prices

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Protein electrophoretic fractionation & quantitation serum at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $75.60 $10.62 – $100.80
UPMC Carlisle Carlisle $54.60 $10.63 – $77.35
UPMC Cole Coudersport $86.40 $6.98 – $115.20
UPMC Community Osteopathic Harrisburg $61.20 $10.63 – $77.35
UPMC East Monroeville $159.60 $10.62 – $212.80
UPMC Hamot Erie $198.00 $10.62 – $20.78
UPMC Northwest Seneca $241.20 $9.74 – $16.85
UPMC Hanover Hanover $54.60 $10.63 – $19.95

All Pennsylvania hospitals for this procedure →