Phys blood bank serv reactj at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$536.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$894.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.56 with Health Partners Plans (Jefferson Health Plan) vs $804.60 with Health Coalition Partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $41.56 ↓ -92%
United Healthcare Community Plan for Families Unison MedPLUS $43.64 ↓ -92%
UPMC Health Plan Managed Medicaid $45.72 ↓ -91%
United Healthcare Community Plan for Families Unison Kids $47.79 ↓ -91%
Aetna Medicaid $51.95 ↓ -90%
Geisinger Medicaid/CHIP $57.76 ↓ -89%
Aetna of PA Medicare $58.94 ↓ -89%
Highmark Wholecare (prev Gateway) Medicaid $61.63 ↓ -89%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $64.88 ↓ -88%
UPMC Health Plan Commercial $69.39 ↓ -87%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $70.83 ↓ -87%
UPMC Work Partners Workers Comp $130.56 ↓ -76%
UPMC Health Plan Managed Medicare $140.89 ↓ -74%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $163.37 ↓ -70%
Aetna Medicare $168.27 ↓ -69%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $168.63 ↓ -69%
United Healthcare Medicare $174.81 ↓ -67%
Highmark Wholecare (prev Gateway) Medicare $176.42 ↓ -67%
AmeriHealth Caritas Medicare $176.44 ↓ -67%
Cigna Medicare $176.44 ↓ -67%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $176.44 ↓ -67%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $245.36 ↓ -54%
UPMC Health Plan CHIP $248.81 ↓ -54%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $302.26 ↓ -44%
Cigna EBR $357.60 ↓ -33%
Cigna Commercial $357.60 ↓ -33%
Aetna EBR ASO $357.60 ↓ -33%
Aetna EBR FI $438.06 ↓ -18%
United Healthcare Compass Exchange $491.70 ↓ -8%
Aetna Neighborhood Network $554.28 ↑ +3%
Aetna Home Depot Employer Group $569.48 ↑ +6%
Aetna NBR ASO/FI $581.10 ↑ +8%
United Healthcare All Business $581.10 ↑ +8%
InterGroup PPO $581.10 ↑ +8%
Cigna New Business ASO $581.10 ↑ +8%
Cigna NBR ASO/FI $581.10 ↑ +8%
Coventry/First Health Commercial $625.80 ↑ +17%
Preferred Healthcare System PPO $715.20 ↑ +33%
Humana Commercial $804.60 ↑ +50%
SelectCare Commercial $804.60 ↑ +50%
Private Health Care Systems PPO $804.60 ↑ +50%
Health Coalition Partners Intergroup $804.60 ↑ +50%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Phys blood bank serv reactj at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $398.40 $41.56 – $531.20
UPMC Hamot Erie $346.20 $23.43 – $213.04
UPMC Northwest Seneca $201.60 $45.72 – $171.54
UPMC Muncy Muncy $398.40 $45.72 – $137.44
UPMC Wellsboro Wellsboro $481.60 $41.56 – $130.56
UPMC Williamsport Williamsport $398.40 $45.72 – $174.81
Uniontown Hospital Uniontown $299.50 $45.72 – $384.78

All Pennsylvania hospitals for this procedure →