Nivolumab 10 mg/ml intravenous solution (wrapper) at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$82.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$138.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.89 with Aetna of PA vs $124.20 with Health Coalition Partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $11.89 ↓ -86%
UPMC Health Plan Managed Medicaid $20.81 ↓ -75%
UPMC Health Plan Managed Medicare $28.42 ↓ -66%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $32.96 ↓ -60%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $32.96 ↓ -60%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $32.96 ↓ -60%
Geisinger Medicaid/CHIP $32.96 ↓ -60%
Highmark Wholecare (prev Gateway) Medicaid $32.96 ↓ -60%
Aetna Medicare $33.95 ↓ -59%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $34.02 ↓ -59%
United Healthcare Community Plan for Families Unison MedPLUS $34.61 ↓ -58%
United Healthcare Medicare $35.27 ↓ -57%
Highmark Wholecare (prev Gateway) Medicare $35.59 ↓ -57%
AmeriHealth Caritas Medicare $35.60 ↓ -57%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $35.60 ↓ -57%
Cigna Medicare $35.60 ↓ -57%
UPMC Health Plan CHIP $36.07 ↓ -56%
United Healthcare Community Plan for Families Unison Kids $37.90 ↓ -54%
UPMC Work Partners Workers Comp $40.08 ↓ -52%
UPMC Health Plan Commercial $40.55 ↓ -51%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $53.76 ↓ -35%
Aetna EBR ASO $55.20 ↓ -33%
Cigna EBR $55.20 ↓ -33%
Cigna Commercial $55.20 ↓ -33%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $66.23 ↓ -20%
Aetna EBR FI $67.62 ↓ -18%
United Healthcare Compass Exchange $78.66 ↓ -5%
Aetna Neighborhood Network $85.56 ↑ +3%
Aetna Home Depot Employer Group $87.91 ↑ +6%
Cigna New Business ASO $89.70 ↑ +8%
InterGroup PPO $89.70 ↑ +8%
Aetna NBR ASO/FI $89.70 ↑ +8%
Cigna NBR ASO/FI $89.70 ↑ +8%
United Healthcare All Business $92.46 ↑ +12%
Coventry/First Health Commercial $96.60 ↑ +17%
Preferred Healthcare System PPO $110.40 ↑ +33%
Private Health Care Systems PPO $124.20 ↑ +50%
SelectCare Commercial $124.20 ↑ +50%
Humana Commercial $124.20 ↑ +50%
Health Coalition Partners Intergroup $124.20 ↑ +50%
Tricare TRICARE not published by hospital —
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Nivolumab 10 mg/ml intravenous solution (wrapper) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $19,390.20 $32.96 – $4,308.80
UPMC Magee Pittsburgh $7,364.40 $19.57 – $35.60
UPMC Muncy Muncy $12,144.00 $32.96 – $36.26
UPMC Wellsboro Wellsboro $12,144.00 $32.96 – $36.26
Uniontown Hospital Uniontown $30,538.56 $34.22 – $79.73
UPMC St. Margaret Pittsburgh not published $19.57 – $36.26

All Pennsylvania hospitals for this procedure →