healthcosts.net
New Patient Office Visit (level 4) at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
$287.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$479.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.08 with Aetna of PA vs $431.10 with SelectCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna of PA | Medicare | $36.08 | ↓ -87% |
| Cigna | New Business ASO | $63.91 | ↓ -78% |
| Cigna | Commercial | $63.91 | ↓ -78% |
| United Healthcare Community Plan for Families | Unison MedPLUS | $94.89 | ↓ -67% |
| UPMC Health Plan | Managed Medicaid | $99.41 | ↓ -65% |
| United Healthcare Community Plan for Families | Unison Kids | $103.93 | ↓ -64% |
| Aetna | Medicaid | $112.96 | ↓ -61% |
| Aetna | Medicare | $119.75 | ↓ -58% |
| Geisinger | Medicaid/CHIP | $125.61 | ↓ -56% |
| Highmark Wholecare (prev Gateway) | Medicaid | $134.02 | ↓ -53% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $136.28 | ↓ -53% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $141.08 | ↓ -51% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $154.01 | ↓ -46% |
| Cigna | EBR | $191.60 | ↓ -33% |
| Aetna | EBR ASO | $191.60 | ↓ -33% |
| UPMC Work Partners | Workers Comp | $193.76 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $208.40 | ↓ -27% |
| Aetna | EBR FI | $234.71 | ↓ -18% |
| Highmark Wholecare (prev Gateway) | Medicare | $239.50 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $256.73 | ↓ -11% |
| United Healthcare | Compass Exchange | $263.45 | ↓ -8% |
| Aetna | Neighborhood Network | $296.98 | ↑ +3% |
| Aetna | Home Depot Employer Group | $305.12 | ↑ +6% |
| Cigna | NBR ASO/FI | $311.35 | ↑ +8% |
| Aetna | NBR ASO/FI | $311.35 | ↑ +8% |
| United Healthcare | All Business | $311.35 | ↑ +8% |
| InterGroup | PPO | $311.35 | ↑ +8% |
| Coventry/First Health | Commercial | $335.30 | ↑ +17% |
| UPMC Health Plan | CHIP | $371.06 | ↑ +29% |
| Preferred Healthcare System | PPO | $383.20 | ↑ +33% |
| Health Coalition Partners | Intergroup | $431.10 | ↑ +50% |
| Private Health Care Systems | PPO | $431.10 | ↑ +50% |
| Humana | Commercial | $431.10 | ↑ +50% |
| SelectCare | Commercial | $431.10 | ↑ +50% |
Visitor-reported prices
Comments
New Patient Office Visit (level 4) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $303.00 | $99.41 – $429.25 |
| UPMC East | Monroeville | $425.40 | $36.08 – $567.20 |
| UPMC Hamot | Erie | $297.00 | $74.25 – $419.02 |
| UPMC Altoona | Altoona | $274.20 | $20.00 – $365.60 |
| UPMC Cole | Coudersport | $420.00 | $61.30 – $300.00 |
| UPMC Community Osteopathic | Harrisburg | $610.80 | $42.00 – $658.70 |
| UPMC Hanover | Hanover | $126.00 | $39.90 – $205.92 |
| UPMC Horizon-Greenville | Greenville | $433.80 | $94.89 – $614.55 |