Nasal/sinus endo surg w/concha bullosa resct 31240 at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$593.18 with Aetna of PA vs $2,493.18 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $593.18
UPMC Work Partners Workers Comp $704.62
UPMC Health Plan Commercial $1,267.85
UPMC Health Plan Managed Medicare $1,417.85
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $1,644.08
Aetna Medicare $1,693.40
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $1,697.02
United Healthcare Medicare $1,759.17
Highmark Wholecare (prev Gateway) Medicare $1,775.44
Cigna Medicare $1,775.61
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $1,775.61
AmeriHealth Caritas Medicare $1,775.61
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $2,023.84
UPMC Health Plan CHIP $2,298.69
Highmark BCBS of PA Commercial - Indemnity/Managed Care $2,493.18
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Nasal/sinus endo surg w/concha bullosa resct 31240 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $222.00 $45.18 – $1,041.88
Uniontown Hospital Uniontown $2,046.00 $205.80 – $3,583.20
UPMC Altoona Altoona not published $704.62 – $1,775.61
UPMC Hamot Erie not published $725.29 – $2,391.19
UPMC Northwest Seneca not published $716.75 – $1,775.61
UPMC Hanover Hanover not published $750.09 – $2,635.82
UPMC Mercy Pittsburgh not published $596.00 – $1,808.49
UPMC Somerset Somerset not published $704.62 – $1,775.44

All Pennsylvania hospitals for this procedure →