Morphine 4 mg/ml injection (wrapper) at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$29.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$36.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.75 with Aetna vs $6.73 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $0.75 ↓ -97%
UPMC Work Partners Workers Comp $0.87 ↓ -97%
Cigna EBR $1.20 ↓ -96%
Aetna EBR ASO $1.20 ↓ -96%
Cigna Commercial $1.20 ↓ -96%
UPMC Health Plan Managed Medicaid $1.38 ↓ -95%
Aetna EBR FI $1.47 ↓ -95%
Highmark Wholecare (prev Gateway) Medicare $1.50 ↓ -95%
United Healthcare Compass Exchange $1.71 ↓ -94%
Aetna Neighborhood Network $1.86 ↓ -94%
Aetna Home Depot Employer Group $1.91 ↓ -94%
Cigna NBR ASO/FI $1.95 ↓ -93%
Aetna NBR ASO/FI $1.95 ↓ -93%
Cigna New Business ASO $1.95 ↓ -93%
InterGroup PPO $1.95 ↓ -93%
United Healthcare All Business $2.01 ↓ -93%
Coventry/First Health Commercial $2.10 ↓ -93%
Highmark Wholecare (prev Gateway) Medicaid $2.18 ↓ -93%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $2.18 ↓ -93%
Geisinger Medicaid/CHIP $2.18 ↓ -93%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $2.18 ↓ -93%
Preferred Healthcare System PPO $2.40 ↓ -92%
UPMC Health Plan Commercial $2.68 ↓ -91%
Private Health Care Systems PPO $2.70 ↓ -91%
SelectCare Commercial $2.70 ↓ -91%
Health Coalition Partners Intergroup $2.70 ↓ -91%
Humana Commercial $2.70 ↓ -91%
UPMC Health Plan CHIP $5.41 ↓ -82%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $5.46 ↓ -81%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $6.73 ↓ -77%

Visitor-reported prices

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Morphine 4 mg/ml injection (wrapper) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $72.00 $1.38 – $13.74
UPMC Carlisle Carlisle $12.00 $0.14 – $6.58
UPMC Cole Coudersport $76.80 $1.39 – $4.00
UPMC Community Osteopathic Harrisburg $12.00 $0.20 – $3.28
UPMC East Monroeville $25.20 $1.38 – $11.20
UPMC Hamot Erie $34.00 $1.38 – $12.72
UPMC Northwest Seneca $19.80 $1.38 – $5.11
UPMC Hanover Hanover $12.00 $1.60 – $6.58

All Pennsylvania hospitals for this procedure →